PAYMENTS VIEWS
Glenbrook’s commentary and opinion blog: written by members of the Glenbrook team. We share our “rants and raves” on industry topics, large and small.
*Please note – We do not accept third-party articles or blog posts on our website. PaymentsNews is a curated news feed and PaymentsViews is Glenbrook’s own blog.
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Payments Post #18: The Year of the Anti-Regulator?
In this Payments Post, we’re thinking about the tension that’s emerged in the regulatory space as a result of the recent change in government with an eye on the controversial CFPB. Read our (not legal advice!) thoughts on what we see playing out in Washington, and what it might mean for the payments industry.
Payments Post #17: Cutting Costs
In this Payments Post, we discuss the DOJ bringing a lawsuit against Visa that alleges the company operates an illegal monopoly in the debit card space. Does the argument have merit in our non-legal minds? And if so, what could the DOJ’s move mean for an evolving payments landscape?
Payments Post #16: The Apple Drops
It’s time for another edition of Payments Post and (surprise!) we’re thinking about the Visa Flexible Credential again. Now that Apple has plans to open up the NFC chip and Secure Element to third party developers, we’re scratching our heads. Who benefits from this newfound NFC access? What opportunities can fintechs unlock? How will conventional financial institutions react? And to tie it all back, does the VFC still matter?
Payments Post #15: BNPL Battles
In this month’s Payments Post, we revisit the prime use case for Visa Flexible Credential (VFC): BNPL. How are buy now pay later providers positioning themselves in the current environment, how are consumers using their tools, and how are regulators and issuers responding?
Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
In this month’s Payments Post, Glenbrook takes a look at recent changes to the Apple Wallet announced at WWDC, the Visa Flexible Credential (VFC), tokenization, and the future of card transactions.
Recent News
Worldline and Klarna Partner to Enable Flexible, Online and In-Store Payments Everywhere
"Worldline and Klarna have announced the signing of a framework agreement to improve access to Klarna’s full suite of flexible payments across online and in-store points of sale serviced by Worldline. Worldline will integrate Klarna more deeply into its technology...
Klarna Launches AI-Powered Shopping Search App in ChatGPT
"Klarna launched the Klarna Shopping Search app in ChatGPT, bringing real-time product discovery directly into the conversation. With the Klarna Shopping Search app in ChatGPT, they simply describe what they're looking for and instantly see visual results with...
Bizum Shop Payments Spain Begin Gradual Rollout
"The rollout of Bizum shop payments in Spain began this week, but it is not yet available everywhere. The new service is being introduced gradually, meaning only some banks, users, and retailers can use it at first. RTVE reports that Bizum began activating payments at...
FedNow’s Role in Modernizing Payments
"One key part of that the U.S. payments system is the FedNow® Service, the Federal Reserve’s instant payment rail. Launched in 2023, it enables financial institutions to move funds instantly – 24/7, 365 days a year. While FedNow is focused on domestic payments, the...
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