PAYMENTS VIEWS
Glenbrook’s commentary and opinion blog: written by members of the Glenbrook team. We share our “rants and raves” on industry topics, large and small.

*Please note – We do not accept third-party articles or blog posts on our website. PaymentsNews is a curated news feed and PaymentsViews is Glenbrook’s own blog.
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Payments Post #18: The Year of the Anti-Regulator?
In this Payments Post, we're thinking about the tension that’s emerged in the regulatory space as a result of the recent change in government with an eye on the controversial CFPB. Read our (not legal advice!) thoughts on what we see playing out in Washington, and what it might mean for the payments industry.
Payments Post #17: Cutting Costs
In this Payments Post, we discuss the DOJ bringing a lawsuit against Visa that alleges the company operates an illegal monopoly in the debit card space. Does the argument have merit in our non-legal minds? And if so, what could the DOJ’s move mean for an evolving payments landscape?
Payments Post #16: The Apple Drops
It’s time for another edition of Payments Post and (surprise!) we’re thinking about the Visa Flexible Credential again. Now that Apple has plans to open up the NFC chip and Secure Element to third party developers, we’re scratching our heads. Who benefits from this newfound NFC access? What opportunities can fintechs unlock? How will conventional financial institutions react? And to tie it all back, does the VFC still matter?
Payments Post #15: BNPL Battles
In this month's Payments Post, we revisit the prime use case for Visa Flexible Credential (VFC): BNPL. How are buy now pay later providers positioning themselves in the current environment, how are consumers using their tools, and how are regulators and issuers responding?
Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
In this month's Payments Post, Glenbrook takes a look at recent changes to the Apple Wallet announced at WWDC, the Visa Flexible Credential (VFC), tokenization, and the future of card transactions.
Recent News
U.S. Faster Payments Council Publishes New Report on Overcoming Usability Impediments to Instant Payment QR Code Adoption
"The U.S. Faster Payments Council released a new report, Overcoming Instant Payment QR Code Impediments to Adoption: Usability, which examines key challenges in implementing QR code-based instant payments at the point-of-sale (POS) and offers insights into addressing...
Swiss Central Bank Explores Synthetic CBDC
"The Swiss National Bank has been a trail blazer with its pilot wholesale central bank digital currency that is being used for the settlement of tokenized securities transactions on the SIX Digital Exchange. Today the SNB published its annual report in which it...
Back to Cash: Life Without Money in Your Pocket Is Not the Utopia Sweden Hoped
"...In recent years the [Sweden] central bank has been working on its own digital currency, the “e-krona”, as cash declines. The project ended a couple of years ago, and the bank is now focused on monitoring the global development of digital currencies. Last year...
Google Now Lets Kids Use Google Wallet for In-Store Payments in Select Countries
"Google announced that kids with Android phones can now tap to pay at stores using Google Wallet in the United States, United Kingdom, Australia, Spain, and Poland. Parents and guardians in these countries can now allow their children to access digital payments on...

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