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Jul 23, 2026
Smaller UPI Apps Urge NPCI to Rethink UPI Meta Launch, Warn of Deeper Phonepe-Google Pay Dominance
"Smaller UPI apps urge the National Payments Corporation of India (NPCI) to rethink the launch of the UPI Meta protocol, warning it could inadvertently entrench the dominance of PhonePe and Google Pay. NPCI runs UPI, the country’s most popular digital payments...
Decoded: How Offline UPI Can Keep Digital Payments Running Without Internet [India]
"The payments body is developing an offline UPI system that could allow users to make tap-and-pay transactions even when both the customer's smartphone and the merchant's point-of-sale (PoS) terminal are offline. Instead of relying on instant bank authentication, the...
Why South African Banks Still Charge for Instant Payments
Three years after the launch of PayShap, South Africa’s real-time payment system, the technology behind instant bank transfers is no longer the issue. The question is why consumers are still paying to move their own money. Brazil’s Pix, launched in 2020, became the...
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