Glenbrook

Payments Views: 6 Generative AI Payments Use Cases and 6 Actions to Evaluate your GenAI Strategy

Glenbrook Partners LLC

"In this piece, Glenbrook's Will Eisler dives into Generative Artificial Intelligence (GenAI): defining GenAI relative to Traditional AI, highlighting GenAI payments use cases such as fraud prevention, consumer insights, in-store payments, and improved chatbots, and sharing steps that your company can take to assess your GenAI strategy."

Glenbrook

Payments Post #8: Glenbrook's October Roundup

"Glenbrook digs into the real impact of rising interest rates and vacillating economic conditions on the U.S. payments landscape from both a consumer and business perspective."

Glenbrook

Payments Views - PSD3: Implications for the U.S.

Glenbrook Partners LLC

"The prospect of the PSD3 arrival provides the opportunity to take a step back and consider the potential implications and opportunities of this European regulation from a U.S. perspective."

Glenbrook

Payments Views - From Open Banking to Open Finance: Redefining the Financial Services Landscape

"The long-awaited proposal from the CFPB lays the groundwork for a more mature approach to Open Banking in the U.S., or, as Glenbrook's Bethany May dares to call it in her new Payments Views post, Open Finance?"

Glenbrook

Decoding a cross-border business payment to Rwanda: detailing the journey, the costs, and our observations

Glenbrook Partners LLC

"This Payments Views post by Elizabeth McQuerry, Cici Northup, and Victor Malu attempts to capture the process of sending a bid security to Rwanda, and illustrates the challenges and uncertainties that sometimes are part of the cross-border payment process."

Glenbrook

Payments Views: Could Amazon’s Just Walk Out Technology Address the Scourge of ‘Shoplifting’?

"In this new Payments Views, Glenbrook's Bryan Derman reacts to recent store closures due to “theft and organized retail crime”. Could a technological upgrade allow major store-based merchants to operate profitably while helping more communities maintain a vibrant and safe retail environment?"

Glenbrook

Payments Post #7: Glenbrook's September Roundup - Sibos, India, and a Connected Future

Glenbrook Partners, LLC

"This month, Payments Post is going global. We’ll jump to Canada as we explore themes from Sibos and then to India to take a look at a leader in next-generation national payment schemes."

Glenbrook

Payments Views: Buy Now, Pay Later: Where Have the Months Gone?

Glenbrook Partners, LLC

"At the beginning of the year, Debbie Bartoo hypothesized that four issues needed to be addressed for sustained Buy Now, Pay Later success. What happened this year? To what extent did we mature our BNPL market? Let’s take a look at 2023 progress."

Glenbrook

Payments Views: Payments Post #6 - Glenbrook's August Roundup

Glenbrook Partners, LLC

"Will broad downward pressure on the cost of merchant processing lead to its commoditization? Take a look back at August's headlines surrounding merchant surcharging, fee backlash, and Adyen’s H1 performance in the newest Payments Post from Glenbrook's Chris Uriarte and Justin Pituch."

Glenbrook

Payments on Fire™: Episode 218 – The Technologies, Policies, and Realities of Cross-border Payments

Glenbrook Partners

"Globally, cross-border payments represent $156 trillion annually – roughly 25% of global GDP – and are projected to reach nearly $250 trillion by 2027...In this episode, we’re looking at the rapidly evolving space of cross-border payments with Glenbrook colleagues who have been traveling the globe working extensively with regulators, corporations, and governments on cross-border initiatives."

Glenbrook

Payments on Fire™: Episode 217 – Talking Moonshots with Jared Isaacman, Founder and CEO, Shift4

Glenbrook Partners, LLC

"In this episode, we had the opportunity to talk with Jared Isaacman, Founder and CEO of the Integrated Payments Provider, Shift4. Over the past 24 years, Shift4 has evolved by addressing the unique requirements of merchant categories and sub-categories in the increasingly complex Point of Sale (POS) environment."

Glenbrook

Payments on FireTM: Episode 216 – Fanning the Flames: Payments Post #5

Glenbrook Partners, LLC

"Each month, Justin Pituch recaps the news that got Glenbrook talking in his Payments Post. In a “double feature” for June and July, Justin covered two major themes: 1) organizations responding to greenfield opportunity in fast payments and 2) organizations recalibrating their post-COVID fintech bets."

Glenbrook

Payments Views: Payments Post #5 - Glenbrook's June/July Roundup

Glenbrook Partners, LLC

"This Payments Post covers developments in both June and July. Two major themes span these two months: 1) organizations responding to greenfield opportunity in fast payments and 2) organizations recalibrating their post-COVID fintech bets."

Glenbrook

Payments Views: On the Journey to Fast and Low-Cost Cross-Border Payments (Not Yet at the Destination)

Glenbrook Partners, LLC

"Impetus to improve cross-border payments: Whether you are deep in the cross-border payments space or have sent (or tried to send) a cross-border payment, you know these are not as easy as paying for your morning coffee or sending money to a local friend for last night’s dinner. Domestic payments have become faster, if not instant, and low cost, if not free."

Glenbrook

Payments on Fire™ Live Stream: The Future of Fast Payments in the U.S.

Glenbrook Partners, LLC

"Please join us for the first-ever Payments on Fire Live Stream event, where Glenbrook will be speaking with industry experts from The Clearing House and Federal Reserve Financial Services about the future of fast payments in the U.S."

Glenbrook

Payments Views: Fast Payments, Rich Data

Glenbrook Partners, LLC

"FedNow – the Federal Reserve’s new instant payment service – went live earlier this summer, and it could signal big changes ahead for B2B payments. Why? It comes down to data. B2B payments are rife with data challenges."

Glenbrook

Payments on Fire®: Episode 214 – We Just Can’t Stop Talking About Tokenization

Glenbrook Partners, LLC

"Issuer tokens, network tokens, EMV tokens – whatever you call them – continue to be a hot topic for merchants, payment service providers, issuing banks, processors, and the networks themselves."

Glenbrook

Payments on Fire®: Episode 213 – From the Vault: Payment Tokenization Continues to Roll (Episode 21)

Glenbrook Partners, LLC

"Network tokenization – the promised land of payments. Like most promised lands, the journey there is epic and, well, hard. One question we hear from our clients, workshop participants, and the folks in our Merchant Round Table is: Are we there yet?"

Glenbrook

Payments on Fire®: Episode 212 – Creating Customer Success in the Age of Embedded Finance with Ashley Isenberg, VP Revenue & Strategic Partnerships at Finix

Glenbrook Partners, LLC

"While payment facilitation has opened up a new segment of service providers within the payments industry, embedded finance is opening up the world of payments to every company. The allure of embedded finance is rooted in the deepening of the customer relationship through offering meaningful financial products. This deeper relationship comes in the form of increased customer loyalty – or “stickiness” – and new revenue streams accretive to the company’s core business."

Glenbrook

B2B: Why the Pain?

Glenbrook Partners, LLC

"What makes B2B transactions so difficult, even as digitization transforms other business processes and areas of the payments world? And what technologies are helping finance teams improve their B2B payments experiences? We'll try to answer both questions at a high level in this piece."

Glenbrook

Payments on Fire®: Episode 211 – AI Unleashed: Exploring Fresh Horizons in Payments with Frank Young and Russ Jones

Glenbrook Partners, LLC

"The Payments Industry is interesting because it is constantly changing, and technology has always been a significant change agent. For decades, networks, processors, PSPs, merchants, and financial institutions have invested in technology to increase adoption, create new services, manage risk, and accelerate initiation, clearing, and settlement.  How might AI transform the payments industry?"

Glenbrook

Payments on Fire®: Episode 210 – From the Vault: Bitcoin Discussion with Scott Loftesness (Episode 1)

Glenbrook Partners, LLC

"Innovation in the payments industry is a funny thing. Sometimes payments lead. Sometimes technology leads. Increasingly around the world, regulators lead. In preparing for an upcoming podcast on AI, Yvette thought about Glenbrook’s first Payments on Fire podcast episode – in 2014 – on Bitcoin. So we’re pulling it from the vault to share."

Glenbrook

Payments on Fire®: Episode 209 – Part 2 of What’s Hot, What’s Not, and What We’re Watching: Checking in at 2023’s Halfway Point with Glenbrook

Glenbrook Partners, LLC

"In Part 2, Yvette Bohanan continues the conversation from Episode 206 with the commercial practice team at Glenbrook. We cover some new topic areas, including banks, risk and fraudsters, and the investment community in this macroeconomic environment."

Glenbrook

Payments on Fire®: Episode 208 – Fanning the Flames: Glenbrook’s Payments Boot Camp™ Intensive

Glenbrook Partners, LLC

"Russ Jones chats with Yvette Bohanan about Glenbrook's new Payments Boot Camp Intensive workshop. Listen in to hear more details including agenda highlights, workshop format, and who should attend. Register for any session before July 10 to automatically receive a 10% discount!"

Glenbrook

Payments on Fire®: Episode 207 – Fanning the Flames: Payments Post #4

Glenbrook Partners, LLC

"Each month, Justin Pituch recaps the news that got Glenbrook talking in his Payments Post. In May, he observed a burst of news highlighting new technology reshaping how American consumers make purchases and verify their identity."

Glenbrook

Payments on Fire®: Episode 206 – What’s Hot, What’s Not, and What We’re Watching: Checking in at 2023’s Halfway Point with Glenbrook (Podcast)

Glenbrook Partners, LLC

"Some people know Glenbrook for our Payments Boot Camp™ workshops, some know us for our book – Payments Systems in the US – while others know us for this podcast. Interestingly, while we do all of those things, we are, in fact, a consulting firm. A consulting firm that believes educating industry professionals is a great way to make the industry stronger."

Glenbrook

Payments on Fire®: Episode 205 - Why Simple Questions Can Be Hard To Answer, with Klas Bäck, Founder and CEO of Pagos Solutions

Glenbrook Partners, LLC

"In payments, as it is in life, a simple question is often wrapped in complexity. The complexity of the payments acceptance landscape, with an increasing number of stakeholders and technology providers, changing regulations and rules, and Issuers implementing new authentication and authorization mechanisms – any one or a combination of these could lead to major and minor impacts to the operational and financial performance of a business."

Glenbrook

Payments Post #4: Glenbrook’s May Roundup

"Welcome to the May installment of Payments Post, where we’re highlighting the news that got Glenbrook talking. The common thread that emerged in May was the American consumer."

Glenbrook

Payments on Fire®: Episode 203 – What Big Data Revealed About BNPL Consumers with Kristin Carlson and Zach Tondre, LexisNexis Risk Solutions

Glenbrook Partners, LLC

"A 2022 report from the CFPB titled Buy Now, Pay Later: Market trends and consumer impacts noted that from 2019 to 2021, the dollar volume of BNPL originations through five lenders surveyed grew by 1,092 percent, from $2 billion to $24.2 billion. BNPL adoption continues, not just in the US but globally, making it one of the most watched payment methods in the world."

Glenbrook

Payments on Fire®: Episode 202 – Innovating at the Intersection of BNPL and Embedded Commerce with Bobby Tzekin, Founder and CEO of Wisetack

Glenbrook Partners, LLC

"In this episode, Yvette Bohanan and Debbie Bartoo are joined by Bobby Tzekin, Founder and CEO of Wisetack (and Glenbrook Payments Boot Camp alumnus) to examine how technology, consumer and small business demand, and banking are opening up a very large market in the BNPL space - one that has a lot of potential and a lot of nuance."