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A leading payments industry news source for more than 17 years. Glenbrook curates the news and keeps you abreast of the important daily headlines in payments.
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October 24, 2025
Top Post
The Imposter’s Playbook [Video]
Mastercard
"Cybercriminals’ tactics are becoming increasingly more sophisticated, using the latest AI and deepfake technology to create convincing fakes of your voice, texts, emails, and even your face to trick your friends, colleagues and loved ones into sharing their personal information, account info and money. Episode 2 of Mastercard’s “Anatomy of a Scam” documentary series explores the rise of impersonation scams through the eyes of one loving Midwest family."
On the web
Amazon’s New AI-Powered Shopping Feature ‘Help Me Decide’ Makes It Easy to Quickly Pick the Right Product
Amazon
"Amazon announced a new shopping feature called Help Me Decide, which picks the best product for you with just one tap. Help Me Decide uses AI to analyze your browsing history and preferences to recommend the right product for you with just one tap. Shopping Guides simplify research by bringing together expert guidance and product recommendations for hundreds of product types..."
Stablecoin-Related Yields: Some Regulatory Approaches
BIS
"Some cryptoasset service providers (CASPs) offer yield-bearing products based on payment stablecoins, even though these stablecoins are not inherently designed to generate on-chain returns to holders. Yield generation often involves re-lending to borrowers, margin pools, arbitrage/derivatives collateral or facilitating their use in decentralised finance (DeFi) lending protocols. In other cases, yields are provided through loyalty programmes that are directly funded by CASPs.These practices may blur the lines between payment instruments and investment products."
Enterprises Rapidly Adopt Oracle Payments, Powered by Adyen, to offer Seamless Customer Experiences
Oracle
"Global enterprises continue to trust their embedded finance needs to Oracle Payments, powered by Oracle partner Adyen. Today, more than 2,550 organizations with over 16,200 venues are benefitting from the security, performance, and ease of the integrated, enterprise-grade payments solution. This includes hospitality, restaurant, healthcare, and sports and entertainment operations across the US and UK."
October 23, 2025
On the web
dLocal Partners With Alchemy Pay to Streamline Crypto-To-Fiat Payments in Latin America
dLocal
"dLocal announced a partnership with Alchemy Pay, a payment gateway that seamlessly connects crypto with traditional fiat currencies. The collaboration leverages dLocal’s local payment infrastructure to support Alchemy Pay’s expansion in Latin America, starting with instant bank transfers in Argentina."
DXC and Splitit Partner to Enable Installment Payments for 300+ Million Bank Account Holders
Splitit
"DXC Technology and Splitit announced a strategic collaboration enabling banks to offer account holders installment plans at checkout and post-purchase, powered by Splitit's proprietary AI engine that dynamically personalizes offers for each consumer. Leveraging DXC's Hogan core banking platform—which powers 300+ million accounts and $5 trillion in deposits across 40+ major banks—Hogan clients gain a turnkey path to deliver installment capabilities. Banks can now compete directly with Buy Now, Pay Later (BNPL) providers."
On the wires
AI is Reshaping Accounts Receivable: 99% of Enterprises Report Faster Payments
PR Newswire
"Billtrust announced the results of a new independent Wakefield Research study showing that artificial intelligence (AI) is now a must-have for accounts receivable (AR) teams. As AI becomes embedded in AR workflows, it enables companies to accelerate payments, unlock liquidity, and scale operations in a volatile economic environment."
October 22, 2025
Top Post
Federal Reserve Payment Innovation Conference [Video: Starts at 52:53]
YouTube
"A Federal Reserve conference recorded that focused on the new technologies that have come from the defi and crypto worlds and how they are entering the mainstream payments ecosystem. Includes a vibrant discussion about payments between the traditional payment incumbents and the new entrants from the defi world. Agenda and speakers presented: https://www.federalreserve.gov/conferences/payments-innovation-conference.htm."
On the web
Electric Vehicle Charging Payments Glossary
U.S. Payments Forum
"The U.S. Payments Forum Electric Vehicle Charging Glossary defines a common set of terms and standards that support clear understanding of electric vehicle (EV) charging payments across the industry. Focused on terminology relevant to payment approaches, this resource promotes consistency in how stakeholders communicate about this rapidly evolving area of commerce."
Modern Treasury Acquires Beam to Expand Instant Payments Leadership with Stablecoins
Modern Treasury
"Modern Treasury, the most trusted infrastructure for global money movement, today announced the acquisition of Beam, a stablecoin and fiat payment platform. With the addition of Beam’s technology and team, Modern Treasury’s money movement platform now spans both traditional and stablecoin settlement rails. For companies building payments into products, the platform will support real-time payments via stablecoins, Push-to-Card, and traditional rails like RTP and FedNow, as well as traditional rails like ACH and wires. "
Shift4 To Acquire Worldline’s North American Subsidiaries
Shift4
"Shift4 has entered into exclusive negotiations to acquire Bambora Inc, Bambora Holding Corp, Bambora Corp, and Worldline SMB US, Inc., Worldline’s North American subsidiaries. The contemplated transaction is expected to close in the first quarter of 2026, subject to usual customary approvals."
ISO 20022 in Bytes for Payments: One Month to Go
Swift
"The 2025 CBPR+ deadline is only one month away. The November deadline means that financial institutions must ensure they have adopted the ISO 20022 global payment standard. Otherwise, they may need to do last-minute preparations to avoid any adverse impact on their organisation and customers."
BofA’s Moynihan Explores Outlook for Digital Assets
ABA Banking Journal
"Amid investor and financial sector interest in payment stablecoins, Bank of America Chairman and CEO Brian Moynihan said it was incumbent on large banks to build the infrastructure, working through industry utilities, that ensures payment products remain broadly accessible and interoperable. Early use cases for stablecoins include cross-border transactions, business payments and settlement over weekends when existing systems are closed."
Transaction Tagging is One Bank’s Weapon to Combat Payments Fraud
Nacha
"Stopping fraudsters can be a lot like the arcade game Whac-A-Mole. Transaction tagging allows financial institutions to capture more granular context about the payment starting with its purpose in order to understand customer activity and to identify potential fraud including first-party fraud. The data can be used to feed machine learning models that are used to alert customers of potential unauthorized activity, as well as be used for investigation of claims."
Embracing New Technologies and Players in Payments
Federal Reserve
"Governor Christopher J. Waller announcement: I have asked Federal Reserve staff to explore the idea of what I am calling a "payment account." Today, Federal Reserve Banks provide access to master accounts and financial services to legally eligible entities following our Guidelines for Evaluating Account and Services Requests. The payment account would be available to all institutions that are legally eligible for an account and could be beneficial for those focused primarily on payments innovations. This payment account concept would be targeted to provide basic Federal Reserve payment services to legally eligible institutions that right now conduct payment services primarily through a third-party bank that has a full-fledged master account."
US Bank Launches Digital Assets and Payments Unit
Banking Exchange
"US Bank has established an organization to accelerate the development and growth of emerging digital products and services, including stablecoin issuance, cryptocurrency custody, asset tokenization, and digital money movement. The new Digital Assets and Money Movement organization will focus on advancing the bank’s strategy for digital assets, supporting development in areas such as tokenization and digital payments, and serving as a central source of knowledge and expertise across US Bank."
On the wires
Finzly Announces Agentic AI-powered Payments and Operations
PR Newswire
"Finzly is extending its leadership in payments transformation by embedding AI across its technology stack and operations. Finzly's Agentic Galaxy brings intelligence to every layer of payment processing and operations, automating workflows and enhancing user experiences across payments, FX, and virtual accounts."
October 21, 2025
On the web
PNC Bank Expands Immediate Payments Solutions by Joining the FedNow® Service
PNC Financial Services Group
"PNC Bank, N.A., announced it has expanded its instant payments capabilities by joining the Federal Reserve’s instant payments system, the FedNow Service. As a leader in the payments industry and a founding member of The Clearing House’s Real-Time Payments (RTP®) network, PNC continues to provide innovative solutions to simplify and streamline the adoption of immediate payments for clients."
The Clearing House Association and BPI Urge Treasury to Modernize AML Rules for the Digital Age
The Clearing House
"The Clearing House Association and the Bank Policy Institute issued recommendations to the U.S. Department of the Treasury as part of Treasury’s request for information to modernize the Bank Secrecy Act. Recommendations: Apply anti-money laundering rules consistently; encourage banks to adopt technologies that help combat illicit finance; Rescind the existing model risk management guidance, which stifles innovation; improve information sharing; bring DeFi into the regulatory framework."
October 20, 2025
Top Post
2025 Debit Issuer Study: 20 Years of Growth, Transformation, and Opportunity
Pulse Network
"The 2025 PULSE Debit Issuer Study is the 20th edition of the annual report on debit use and issuer performance. Over the last two decades, the debit market has expanded as issuers adapted and evolved to meet consumer demands and regulatory requirements. The 2025 report shows steady progress in debit."
On the web
Regions Bank Launches Enhanced Treasury Management Services for Healthcare Clients
Regions Bank
"Regions Bank announced the launch of enhanced Treasury Management services designed to help healthcare clients automate, streamline and effectively manage the entire payments process. Regions Healthcare Receivables Services are now powered by MediStreams, a healthcare revenue cycle management company that works with Regions to automate remittance processes and help clients speed up transaction reviews and processing for faster payment reconciliation."
The New World of Machine-to-Machine Payments
Atlanta Federal Reserve
"The traditional model of purchasing goods at the register is being replaced by contactless, automatic payments triggered by the consumer's intent and desire for convenience. The data confirms this shift. The global market for connected car payments is expected to grow from $1.12 billion in 2022 to $6.8 billion in 2030. Similarly, the global voice-based payments market is expected to reach $20.5 billion by 2033, up from $7.1 billion in 2023. Beyond the car, the broader embedded finance market is expected to grow from $146.17 billion in 2025 to $690.38 billion in 2030."
Global Payments/WorldPay Merger Cleared
Competition and Markets Authority UK
"The CMA has cleared the anticipated acquisition by Global Payments Inc. of Worldpay Holdco LLC."
An Analytical Price of Stablecoin “Deposit” Insurance
Kansas City Fed
"With the passage of the GENIUS Act of 2025, stablecoins are poised to play a greater role in the U.S. financial system. Although very similar to bank deposits, stablecoins lack the government guarantees offered for bank deposits in the form of deposit insurance. This paper is the first to analytically derive the price of hypothetical “deposit” insurance for stablecoins."
Expanded Adoption of The Clearing House Token Service Strengthens Bank Account Security and Promotes Open Banking
The Clearing House
"The Clearing House announced the expanded adoption of its Token Service, designed to protect the information associated with bank account numbers and help mitigate risks associated with fraud and data breaches across the financial ecosystem. The service, which is available for ACH transactions on the EPN® network and for instant payments on the RTP® network, is now being adopted more broadly by banks and paving the way for new applications for payments, data security, and fraud risk mitigation."
Worldpay Signs Exclusive Agreement to Power Kroger’s Payment Processing
Worldpay
"Worldpay® announced that it has signed an exclusive agreement to provide Kroger with comprehensive payment processing services for in-store, online and mobile transactions. Kroger is one of the world's largest food retailers and serves over 11 million customers daily through e-commerce and grocery stores under a variety of banner names."
Lolly And Lloyds To Launch Pay By Bank System At Open Banking Expo
Its Lolly
"Lolly, the UK-based hospitality technology specialist, has collaborated with Lloyds to develop an innovative Pay by Bank system, which will be showcased at the upcoming Open Banking Expo. The new concept enables customers to make direct, secure bank-to-bank payments from a self-service kiosk, removing the need for card transactions and delivering instant payment settlement for businesses. It represents one of the first applications of Pay by Bank within a self-service hospitality environment, combining speed, security, and convenience for users."
October 17, 2025
Top Post
Visa: Stablecoins Beyond Payments: The Onchain Lending Opportunity
Visa
"With the GENIUS Act now signed into law, financial institutions both domestically and globally are deepening their exploration of stablecoin products and technologies. Among the key questions we encounter daily are: “What are the use cases?” and “What capabilities do stablecoins offer that traditional fiat currencies cannot?” The natural starting point for this exploration is viewing stablecoins as a new payments infrastructure, evaluating their potential benefits — such as instant, 24/7 settlement — particularly in the context of cross-border payments and remittances."
On the web
HSBC, Juspay Unveil Acquiring Platform for Merchants
Asian Banking & Finance
"HSBC and payments infrastructure company Juspay are launching an acquiring platform for merchants, consolidating the payment value chain into a single unified stack. The platform enables HSBC to offer an “agile, end-to-end acquiring experience”, according to a press release on 16 October 2025. Merchants will have access to multiple payment methods through a single provider."
Coinbase: Introducing a Powerful Suite of Business Payment Tools on Coinbase Business
Coinbase
"Coinbase Business introduces global payouts and payment links, enabling businesses to send and receive USDC with low fees, instant settlement, and global reach. These tools simplify vendor payments, eliminate chargebacks, and offer seamless API integrations, empowering businesses to scale efficiently."
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