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May 29, 2025
On the web
Will Consumers Accept Open Banking? A Global Perspective
Nacha
"Open banking has a lot of moving parts, but at the end of the day, it might well come down to two words: consumer acceptance. “In the U.S., it does seem that consumers are willing to engage in open banking to initiate payments, to link a bank account, to do things like a digital wallet load,” said Mike Herd, Nacha Executive Vice President, ACH Network Administration.
May 28, 2025
On the web
Fighting Fraud Across the Globe: What Other Countries are Doing
Nacha
"If ever there was a case where misery loves company, it’s fraud. “Fraud is a global issue,” said Jane Larimer, Nacha President and CEO. To discover what’s being done in other parts of the world, Larimer brought together leaders from Canada, New Zealand, South Africa and the UK for the April 28 panel “Industry Focus: Fighting Fraud Across the Globe: What Can the U.S. Learn from Other Geos?” at Smarter Faster Payments 2025."
April 28, 2025
On the web
Phixius by Nacha Expands Bank Account Validation Coverage With ValidiFI
Nacha
"Phixius by Nacha—a secure, peer-to-peer payment information network—announced today that ValidiFI is live on the Phixius network as an additional provider of bank account validation. Phixius now offers multiple providers of account validation, expanding the coverage of account validation data for Phixius users."
April 25, 2025
On the web
Phixius by Nacha Announces Collaboration with Kinexys by J.P. Morgan to Enhance Account Validation Capabilities
Nacha
"Phixius by Nacha (Phixius) — a secure, peer-to-peer payment information network— today announces a strategic collaboration with Kinexys Liink, the world’s first bank-led peer-to-peer data sharing network, part of Kinexys by J.P. Morgan. This collaboration establishes information exchanges between the two payment information networks, enhancing account validation coverage for financial institutions, fintechs and corporations."
April 23, 2025
On the web
ACH Network Sees Strong Start to 2025; Volume and Value Increases for Both Standard and Same Day ACH
Nacha
"The ACH Network began 2025 with impressive gains in both standard and Same Day ACH during the first quarter. ACH payment volume rose 4.2% to 8.5 billion. The value of those payments was $22.1 trillion, up $1.4 trillion, or 6.6%, from a year earlier. Same Day ACH continued its growth trajectory, recording 326 million payments valued at $897 billion."
April 1, 2025
On the web
Nacha Seeks Comments on Proposals to Update International ACH Transaction [IAT] Rules
Nacha
"Did you know there’s such a thing as International ACH Transaction, or IAT? There is. In fact, there were nearly 121 million IATs in 2024, both debits and credits, which is impressive, but Nacha believes much greater use can be made of this payment tool. That’s one of the reasons why Nacha has issued both a Request for Comment on some proposed changes to IATs in the Nacha Rules, as well as a Request for Information on IAT topics."
March 31, 2025
On the web
Nacha Releases Top 50 Financial Institution ACH Originators and Receivers for 2024; Total ACH Payment Volume in 2024 Exceeded 40 Billion
Nacha
"Nacha has released its Top 50 rankings of financial institution originators and receivers of ACH payments for 2024. Among originating institutions, the Top 50 were responsible for 29.7 billion ACH payments in 2024, up 7.4% from a year earlier. They accounted for 93.8% of the ACH Network’s total commercial payments volume. The Top 50 receiving institutions reported nearly 22 billion ACH payments last year, an increase of 10.4% from 2023."
January 30, 2025
Top Post
Same Day ACH Passes Major Milestone in 2024 as the ACH Network Shows Higher Growth
Nacha
"Led by phenomenal growth in Same Day ACH, Nacha reported across-the-board gains in ACH payments volume and value in 2024. Same Day ACH payment volume topped the 1 billion mark, with more than 1.2 billion payments for the year. The value of those payments was $3.2 trillion. From 2023 to 2024, Same Day ACH volume soared 45.3%, more than double the growth rate from 2022 to 2023."
January 2, 2025
On the web
Nacha's 2026 Rules to Boost AML and Fraud Team Synergy [Video]
Bank Info Security
"Requirements set for 2026 by the National Automated Clearinghouse Association for real-time fraud monitoring will demand collaborative efforts by fraud and anti-money laundering teams to meet compliance goals, said Devon Marsh, Nacha managing director of ACH network rules and risk management."
December 18, 2024
On the web
ACH Operations Bulletin #4-2024-Importance of Maintaining Up-to-Date Routing Transit Numbers
Nacha
"The ACH Network is a payment system that reaches all U.S. bank and credit union accounts. ACH payments are routed utilizing the routing transit number (“routing number” or “RTN”) of the Receiving Depository Financial Institution (RDFI). For accurate routing of ACH payments, it is important for parties involved in the origination of ACH payments to keep the routing information they use or access up to date."
December 4, 2024
On the web
Payments Innovation Alliance Releases New Report Demystifying Cryptocurrency and Digital Payments
Business Wire
"Nacha’s Payments Innovation Alliance has published Diving into the Fundamentals of Cryptocurrency as a Form of Digital Payment. This resource outlines definitions, process flows and the role of participants in cryptocurrency."
November 25, 2024
On the wires
Payments Innovation Alliance Releases New Conversation Guide to Help Family Members Avoid Scam Attempts
Business Wire
"Nacha’s Payments Innovation Alliance has published a new discussion guide, Let’s Talk Turkey, a resource aimed at helping family and friends discuss and avoid common scams targeting mobile devices."
November 15, 2024
On the web
A Deep Dive into Pay by Bank and Open Banking
Nacha
"On the surface it sounds really familiar: Pay your bills online, directly from your bank account. But what makes pay by bank different and how does open banking facilitate this process?"
November 5, 2024
On the web
Nacha: Invoking the Exemption from the Funds Availability Requirement, and the RDFI’s Associated Notification Requirement
Nacha
"One of the new Rules that went into effect on Oct. 1, 2024, expands an RDFI’s voluntary exemption from the funds availability requirement of the Nacha Operating Rules. The Rule also requires an RDFI to take reasonable steps to notify an ODFI if the RDFI exercises this exemption."
November 4, 2024
On the web
Payments Innovation Alliance Releases New Report Detailing the Potential Impact of Quantum Computing on Payments
Business Wire
"Nacha’s Payments Innovation Alliance has published Protecting Payments in the Quantum Era: What You Need to Know. This publication outlines the basics of quantum computing, explaining key concepts and how it differs from classical computing."
October 23, 2024
On the web
Nacha Announces LexisNexis® Risk Solutions as Preferred Partner for Official Registrar of Routing Numbers
Nacha
"Nacha announced LexisNexis® Risk Solutions as the exclusive Preferred Partner in the category of Official Registrar of Routing Numbers."
October 17, 2024
On the web
Same Day ACH Volume Rose 67.5% in the Third Quarter of 2024
Nacha
"Same Day ACH volume soared 67.5% in the third quarter of 2024, and total ACH Network payment volume rose 7.4% from a year earlier, new figures from Nacha showed. There were 355.2 million Same Day ACH payments in the third quarter; the value of those payments rose 38.8% to $844 billion."
October 4, 2024
On the web
Where Pay by Bank is Heading for American Consumers
Nacha
"“What’s really going to drive ACH or pay by bank in the U.S. is value. Whether that’s flexibility, whether that’s incentives, whether that’s something that that end user is not going to get from their bank—that’s what’s ultimately going to drive adoption of pay by bank,” said McFerrin, Vice President of Enterprise Growth at Trustly Inc., a Nacha Preferred Partner for ACH Experience/Open Banking/Risk and Fraud Prevention."
October 2, 2024
On the web
Nacha: New Fraud-Fighting Rules Now in Effect. Here’s What they Mean for Your FI
Nacha
"Stopping fraud before it happens—and improving funds recovery if it does—is something all financial institutions should be doing. A package of Nacha Rule changes to help in those efforts went into effect Oct. 1."
September 18, 2024
On the web
Direct Deposit is the Clear Choice on Payday, New Survey Finds
Nacha
"When payday rolls around, the overwhelming majority of Americans receive their money by Direct Deposit, new research found. In PayrollOrg’s 2024 Getting Paid in America survey, nearly 92% of respondents said their wages come by Direct Deposit. Paper checks were a distant second at 3.7%, followed by online payment systems such as Venmo and PayPal at 1.7%."
On the wires
Nacha Announces Sardine as Preferred Partner
Business Wire
"Nacha’s newest Preferred Partner is Sardine, a leader in fraud and compliance solutions. Sardine joins a select group of organizations as a Nacha Preferred Partner in the categories of Compliance, Fraud Monitoring, and Risk and Fraud Prevention."
August 9, 2024
On the web
Nacha: New Fraud-Fighting Rules Take Effect Oct. 1, 2024
Nacha
Stopping fraud before it happens and improving funds recovery if it does is something all financial institutions should be doing. A package of Nacha Rule changes to help in those efforts is taking effect Oct. 1.
August 7, 2024
Top Post
Nacha Announces Visa as Preferred Partner
Nacha
"Nacha announced that Visa has joined its Preferred Partner Program for ACH Experience, Open Banking and Account Validation."
August 2, 2024
Top Post
Payments Innovation Alliance Releases Business Email Compromise Response Action Plan
Nacha
"Nacha's Payments Innovation Alliance, a membership program bringing together diverse global stakeholders seeking to transform the payments industry, has published its Business Email Compromise Response Action Plan."
On the web
Nacha Preferred Partner Program Adds Four New Categories
Nacha
"Four new categories of Nacha Preferred Partners were unveiled today, doubling the number of categories available for organizations to showcase their leadership in the ACH Network."
July 18, 2024
Top Post
Same Day ACH Reaches New Heights as ACH Network Volume Increases
Nacha
"Same Day ACH reached new heights of payment volume and value as the modern ACH Network posted significant volume and value increases in the second quarter of 2024, Nacha reported. There were 8.3 billion ACH payments in the second quarter, an increase of 6.3% over the same time period in 2023. The dollar value of these ACH payments totaled $21.6 trillion, a 7% increase."
July 15, 2024
Top Post
Nacha’s New Rules: Are You Ready?
LSEG
"In response to surging fraud and financial crime, Nacha will be implementing new rules to strengthen fraud prevention measures related to ACH transactions."
May 9, 2024
On the web
Introducing Nacha’s Risk Management Resource Center
Nacha
"The Risk Management Resource Center is where you can easily access a wide range of risk management materials—everything from our Risk Management Framework for the Era of Credit-Push Fraud to checklists, blogs and more."
May 8, 2024
On the wires
Phixius by Nacha Partners with ValidiFI to Enhance Account Validation Coverage
Business Wire
"Phixius by Nacha—a trusted, secure, peer-to-peer payment information network—announced its partnership with ValidiFI, a leading provider of predictive bank account and payment intelligence."
May 7, 2024
On the wires
Nacha Celebrates 50 Years of Payments Innovation
Business Wire
"In 1974 payday usually meant being handed a paper check—which was the same way most bills were paid. But in that year, a significant step was taken toward changing all of that when the National Automated Clearing House Association, or NACHA was formed."
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