JPMorgan
"With the notable shift to digital payments in full force, the timing has never been better for the latest edition of the 2025 AFP Digital Payments Survey: A Triennial Publication. Conducted by the Association for Financial Professionals® (AFP) and sponsored by J.P. Morgan, this year’s edition dives into the data regarding B2B payment trends, cross-border payments and their advantages, as well as the challenges for today’s marketplace."
Banking Exchange
"Qatar National Bank (QNB) has adopted JPMorgan’s blockchain-based payment network, Kinexys, in a move designed to modernize its US dollar settlement infrastructure and accelerate cross-border transactions. The system enables payments to be processed in as little as two minutes, a sharp improvement from the delays often seen in traditional clearing mechanisms."
Bloomberg-MSN
"Plaid Inc. agreed to pay JPMorgan Chase & Co. for its consumer data, the latest accord in a battle between financial technology firms and banks over who can access the sought-after information. The largest US bank and Plaid, which connects apps with bank accounts, updated a data-sharing agreement with a set pricing structure, according to people familiar with the matter, who asked not to be identified discussing nonpublic information."
JPMorgan
"To help stay competitive in this ever-evolving economic environment, financial institutions focused on delivering next-level payment experiences must also be nimble. Over the past several years, the cross-border payments landscape has undergone significant changes, which have created shifts that are reshaping business models, technological capabilities and the global money movement. Yet interestingly, despite the uncertainty, cross-border spending continues to grow: from $194.6 trillion in 2024 to a projected $320 trillion by 2032."
American Banker
"Chinese technology giant Ant International has completed a nearly instant U.S. dollar to euro foreign exchange payment in Asia through JPMorganChase's blockchain unit, giving a boost to efforts to enable international interoperability for real-time payments." [Subscription Required]
Reuters
"JPMorganChase will launch its Chase digital retail bank in Germany in the second quarter of next year, it said on Thursday, a bold move into the crowded banking market of Europe's largest economy. The U.S. banking giant has been preparing the launch in recent years with a spate of hiring, but had kept the timing under wraps. Germany would be Chase's second European market, after its launch in Britain in 2021."
The Business Times
"Stripe is among the first financial-technology firms to directly and publicly appeal to the US Consumer Financial Protection Bureau (CFPB) to take immediate action against banks charging for access to their customers’ financial data. Allowing JPMorgan Chase to charge fees while the CFPB considers whether to allow the bank and others in the industry to do so “will cause significant damage to the marketplace and consumers”, Stripe said in comments filed with the agency on Friday (Aug 29) and made public on Tuesday."
J.P. Morgan
"As new technology disrupts industries, the most successful companies are exploring new organizational paradigms. Crucially, the role of the treasury is evolving. J.P. Morgan Payments and WIRED take a closer look at how real-world treasurers are navigating these shifts and are putting innovation to work to make the most of new opportunities."
WSJ
"When it comes to credit-card spending in the U.S., JPMorgan Chase JPM is already number one. Evidently, that isn’t enough for the banking giant. The bank overall added about 10 million new card accounts a year from 2022 to 2024." [Subscription Required]
Tearsheet
"In June this year, J.P. Morgan launched a USD J.P. Morgan Deposit Token (JPMD) proof-of-concept (PoC) on Base, a public blockchain built by Coinbase. Even if the use cases are still gestating, the move invites a closer look; what problems JPM thinks it’s solving, why now, and how this could reshape the pipes of business-to-business money movement in the long run."
Business Wire
"J.P. Morgan Payments is unveiling its Supply Chain Finance solution integrated with Oracle Fusion Cloud Enterprise Resource Planning (ERP) to optimize working capital — a solution that is being used by FedEx. When FedEx approves an invoice, the vendor can choose to wait for payment on extended terms or receive early payment through J.P. Morgan Payments at financing rates based on FedEx’s superior credit rating."
Business Wire
"JPMorganChase and Coinbase announced a strategic partnership that sets a new standard for customer choice and security in the innovation economy. This collaboration introduces features designed to enhance access and optionality for our mutual customers. The initial phase of the partnership includes new features for mutual customers, including: Direct Bank-to-Wallet Connection; Transfer of Chase Ultimate Rewards Points; Beginning this Fall, the ability to use Chase credit cards on Coinbase."
Reuters
"JPMorgan Chase is in advanced talks to take over Apple's credit card program from Goldman Sachs, the Wall Street Journal reported on Tuesday, citing people familiar with the matter. Talks between the largest U.S. bank and the tech giant began last year, as Goldman sought to unwind a partnership that had once been a cornerstone of its consumer banking strategy. JPMorgan and Goldman declined to comment on the WSJ report, while Apple did not immediately respond to a Reuters request for comment."
Reuters
"JPMorgan Chase is planning to impose fees on fintech companies for access to its customer bank account data, Bloomberg News reported, citing people familiar with the matter. The largest U.S. lender has sent pricing sheets to data aggregators - intermediaries that link banks with fintech platforms - outlining new charges that may vary by use case, with payment-focused firms facing higher costs, according to the report."
U.Today
"JPMorgan Chase, the largest US banking institution by total assets under management, recently led a trademark for what appears to be a cryptocurrency called "JPMD."
Conferma
"Conferma, the leading virtual card technology provider, has expanded its strategic membership in the J.P. Morgan Payments Partner Network to include J.P. Morgan Payments’ industry-leading virtual card solutions as part of its European offerings. This expansion offers European-based businesses the opportunity to issue and manage virtual cards effortlessly, unlocking multi-currency capabilities and providing greater flexibility to streamline payments across the region."
Ledger Insights
"JPMorgan Chase customers will soon be able to purchase cryptocurrencies through the bank, though the institution won’t hold the digital assets itself, according to an announcement from CEO Jamie Dimon. The move represents a significant shift for the banking giant, whose chief executive has previously been openly skeptical about cryptocurrencies."
J.P.Morgan
"J.P. Morgan Payments has introduced the Account Confidence Score (ACS), an AI and ML-powered proprietary fraud indicator risk score, as part of its Trust & Safety Solutions, within J.P. Morgan Access, our global cash management platform. This tool is designed to help our clients pay beneficiaries confidently, help prevent payment fraud and streamline their payment processes."
The Block
"JPMorgan's blockchain business unit, Kinexys, has expanded its footprint in the Middle East and North Africa (MENA), securing partnerships with eight of the region's leading banks. The development signals a broader shift toward blockchain integration in banking infrastructure. The banks are using Kinexys to enhance cross-border payments, treasury functions and transaction efficiency."
Nacha
"Phixius by Nacha (Phixius) — a secure, peer-to-peer payment information network— today announces a strategic collaboration with Kinexys Liink, the world’s first bank-led peer-to-peer data sharing network, part of Kinexys by J.P. Morgan. This collaboration establishes information exchanges between the two payment information networks, enhancing account validation coverage for financial institutions, fintechs and corporations."
Ledger Insights
"JP Morgan has launched its blockchain-based bank account service, Kinexys Digital Payments (formerly JPM Coin), in a third currency, GBP. As a result, it can now provide 24/7 support for corporate payments and foreign exchange for dollars, euros, and pounds. The first clients to use the sterling services in London are LSEG’s SwapAgent and commodities trader Trafigura."
J.P. Morgan
"Latin America is undergoing a remarkable transformation in the payments industry, driven by a blend of innovation, collaboration and a shared vision for a more connected and efficient financial ecosystem. As the region embraces the future of payments, the focus is on creating seamless, real-time and cross-border payment solutions with technology, regional integration and the rise of Fintech playing pivotal roles in crafting a promising future."
TechCity
"JP Morgan Chase & Co. is making a strategic move to deepen its presence in Nigeria by applying for a merchant banking licence from the Central Bank of Nigeria (CBN). This development will allow the American financial giant to transform its existing Lagos representative office established in the 1980s—into a fully operational branch."
J.P. Morgan
"Axis Bank, one of the largest private sector banks in India, has become the first Indian-headquartered financial institution to launch near-real-time, 24/7 programmable USD clearing capabilities for its commercial clients, leveraging Kinexys Digital Payments (KDP), a unit of Kinexys by J.P. Morgan. By utilizing KDP, Axis Bank can offer its commercial clients optionality to leverage 24/7 cross-border payments while also using foundational state-of-the-art blockchain-based infrastructure."
J.P. Morgan
"J.P. Morgan Payments is expanding its European e-commerce capabilities, providing an integrated, streamlined experience to meet merchant clients’ evolving needs. iDEAL, the leading payments network in the Netherlands, has been added as a payment method at checkout to their global Commerce platform."
Business Wire
"Affirm announced that it is deepening its multi-year agreement with J.P. Morgan Payments. The agreement will make Affirm’s solutions available to J.P. Morgan Payments’ network of merchants, enabling U.S. merchants using Commerce Platform to offer Affirm’s flexible and transparent pay-over-time plans at checkout."
Reuters
"JPMorgan Chase and Walmart are partnering to speed up payments for merchants that sell items through the retail giant's website. The pairing will allow merchants on Walmart's marketplace platform to accept and make payments, while managing cash flow using JPMorgan's systems, said Lia Cao, head of embedded finance and solutions at the largest U.S. bank."
CHOSUNBIZ
"We can perform all the tasks we've been doing at one-tenth the expense using artificial intelligence (AI)." At the Adobe Summit 2025, Jamie Dimon, Chairman and Chief Executive Officer of JP Morgan Chase, said this. During the discussion, Shantanu Narayen, CEO of Adobe, posed a wide range of questions about the changes brought by AI and the outlook for the global economy, and Dimon shared his views on these topics."
Tearsheet
"Legacy banks are embracing embedded finance to forge deeper relationships with clients and merchants beyond merely staying relevant. We deep dive into how J.P. Morgan Chase and Citi are building on their existing infrastructure to ramp up embedded payment investments, turning modern business needs into new opportunities, and what strategies have been working well in their favor."
The Global Treasurer
"The cross-border payments landscape is evolving fast. AI, blockchain, and digital currencies are driving innovation, but real-time processing and regulatory fragmentation remain challenges. Vijay Lulla, EMEA Head of Cross-Currency Payments at J.P. Morgan Payments, shares his insights on what’s next."