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November 5, 2024

On the web

Reducing Fraud and Amping up Authorizations: Worldpay and Capital One Share Transaction Data to Optimize Payments

Worldpay

"Worldpay® and Capital One have joined forces in a new collaboration to optimize payment fraud decisioning and enhance payment security and efficiency with a data sharing agreement. Merchants enrolled in Worldpay’s flagship fraud detection and prevention solution, FraudSight™, will automatically receive the benefits when accepting a payment made using a card issued by Capital One."

October 11, 2024

On the web

Capital One Launches Authentication Technology Airkey to Combat Fraud

FDE

"Capital One Financial has introduced its authentication technology, dubbed AirKey, to help financial institutions bolster their fraud prevention strategies. Developed over seven years by Capital One, AirKey transforms credit and debit cards into a tap-based authentication method providing financial institutions with a secure and convenient tool for to combat fraud."

July 24, 2024

On the web

June 6, 2024

On the web

May 24, 2024

On the wires

February 20, 2024

Top Post

February 19, 2024

On the web

December 1, 2022

On the web

Capital One Software: The Journey from Bank to Technology Company

VentureBeat

“This summer, after a yearslong journey creating and developing its own data management solutions, Capital One launched a new line of business, Capital One Software, to sell the data management and related software products it had developed to other companies who are looking to transition to the cloud. It represents a culmination of the bank’s efforts to transform itself, its technology, and its organization, as well as a goal to offer what it has learned along the way, and the solutions it has developed and tested, to help other companies achieve the same transformation. VentureBeat spoke with Ravi Raghu, president, Capital One Software, International, business cards and payments, about the story behind how Capital One transformed itself, scaling up its own use of data and cloud computing, and then creating a business to sell its software to third parties.”

July 12, 2022

On the web

Capital One Business and Melio Launch Fully Integrated Accounts Payable Solution for Small Businesses

PR Newswire

“Melio, a leading B2B payments platform for small businesses, today announced the launch of a fully integrated accounts payable solution with Capital One Business. This strategic partnership will enable Capital One small business cardholders to pay their vendors and suppliers with a card  – even if they do not accept credit cards – directly from their Capital One Business account.”

June 20, 2022

On the web

When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay

The New York Times

“Argelys Oriach was on his way home from a shopping trip one evening in March when he was robbed at gunpoint. The thief demanded his iPhone and passcode. Mr. Oriach turned them over and fled. The next morning, Mr. Oriach, who lives in Brooklyn, said he discovered that the thief had drained $8,294 from his bank accounts at Capital One, using multiple money transfer apps including Zelle. He contacted Capital One, fully expecting the bank to refund him the stolen cash, as required by federal law. The bank refunded only $250, saying it found no evidence that the rest of the money was stolen. Mr. Oriach was stunned. “I filed a police report, identified the suspect at a precinct and even testified at a grand jury,” he said. “But none of that seems to have helped my case.”  After The New York Times asked Capital One about Mr. Oriach’s case, bank representatives said they had determined there was fraud and would repay him. “We reached out to the customer to apologize for any additional stress this matter has caused,” Capital One said in an emailed statement.  In recent years, payment apps like Zelle, Venmo and Cash App have become the preferred way for millions of customers to transfer money from one person to another. Last year, people sent $490 billion on Zelle, the country’s most popular payments app, and $230 billion through Venmo, its closest rival.”

March 22, 2022

On the wires

ChargeAfter Raises $44M in Series B From World’s Leading Banks to Scale Global BNPL Financing Network

prnewswire

ChargeAfter , the market-leading Buy Now Pay Later (BNPL) consumer financing network that provides shoppers with responsible, approved financing offers from multiple lenders with a single application, and bespoke white-labeled BNPL platform services for global banks and financial institutions has announced the completion of their $44M Series B. The round was led by The Phoenix, with participation from global banking giants Citi Ventures (Citigroup), Banco Bradesco, MUFG (Mitsubishi UFJ Financial Group), and existing investors. ChargeAfter’s new funding follows a strategic investment and partnership with Visa, bringing the company’s total amount raised to $60 million.”

September 18, 2019

On the wires

Capital One and Walmart Reimagine the Retail Credit Card Program

“Capital One and Walmart are introducing the Capital One Walmart Rewards Credit Card Program, which launches with two new credit cards that reward customers for shopping at Walmart and on purchases they make everywhere the card is accepted. The program’s signature co-branded card, the Capital One Walmart Rewards Mastercard, and the private-label card exclusively for Walmart purchases, the Walmart Rewards Card, will be available beginning September 24.”

July 30, 2019

On the web

Capital One Reports Data Breach Affecting 100 Million Customers, Applicants

Capital One Financial Corp. , the fifth-largest U.S. credit-card issuer, said Monday that a hacker accessed the personal information of approximately 106 million card customers and applicants, one of the largest-ever data breaches of a large bank. The bulk of the exposed data involves information submitted by customers and small businesses that applied for Capital One credit cards between 2005 and early 2019, the bank said, including addresses, dates of birth and self-reported income.”

July 27, 2018

Top Post

Synchrony Lost Walmart Card Deal In Battle With Capital One

Bloomberg

Synchrony Financial said its credit-card deal with Walmart Inc. won’t be renewed and will expire next year. The largest issuer of store cards said Thursday that it’s evaluating whether to sell the $10 billion in balances or retain the portfolio and convert qualifying customers to general purpose credit cards. Capital One Financial Corp.will take over as issuer of the Walmart’s private-label and co-branded credit cards beginning Aug. 1, 2019.”

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