Nacha
"For over a decade, Nacha has been contacting financial institutions to request proof of an ACH Rules compliance audit of the financial institution and, if applicable, its Third-Party Senders, in accordance with Article One, Subsection 1.2.2 (Audits of Rules Compliance). Until now, this has been a manual process, which has limited the number of participants contacted. Beginning in October 2025, automation of this process through Nacha’s Risk Management Portal (riskmanagementportal.nacha.org) will enable Nacha to contact more financial institutions."
PR Newswire
"EBANX has announced the integration of Capitec Pay, South Africa's leading open banking-based, real-time payment method. This move marks EBANX's first open banking solution outside Brazil and makes EBANX one of the first global Payment Service Providers (PSPs) offering Capitec Pay for cross-border e-commerce."
Business Wire
"Mastercard is working with AI and commerce leaders including Stripe, Google and Ant International’s Antom to make secure agentic transactions accessible and scalable for digital merchants and platforms globally. By the holiday season, all U.S. Mastercard cardholders will be enabled for the Mastercard Agent Pay program, with global rollout to follow shortly thereafter. Ahead of this, Citi and U.S. Bank Mastercard cardholders will be the first to have the opportunity to experience AI-enabled shopping as agentic commerce providers and enablers like PayOS and other industry players go live."
Yahoo Finance
"Early Warning Services, the company behind the Zelle payments network, plans to explore issuing its own stablecoin for retail bank customers in the coming weeks, according to people familiar with the matter. This undertaking, which would likely start with a small-scale test project, would give customers at some of the country’s biggest US banks a way to use stablecoins in everyday payments. The Clearing House is also considering stablecoin initiatives, but those haven't yet moved beyond discussions, sources added."
Tech in Asia
"Alipay has launched an AI agent payment feature now available on Luckin Coffee’s app and Alipay mini-program in China. The update allows users to order and pay for coffee through a single conversation with Luckin’s AI assistant, Lucky AI, without needing to switch to a separate payment page. This marks the first time in China that an AI agent handles both ordering and payment within one conversational interface, according to Alipay."
ant-intl
"Payment leaders in Asia are initiating the Digital Wallet Guardian Partnership, designed to further strengthen the protection of global wallet payments, as digital wallets rapidly become the preferred choice for everyday transactions among consumers in Asia and around the world. Ant International and financial technology provider, AlipayHK, and TNG eWallet will focus on three areas of collaboration under the partnership: Technology innovation, knowledge collaboration, and stakeholder engagement."
Mastercard
"Mastercard in collaboration with NCR Atleos and ITCARD, can provide cash securely withdrawn – and other services accessed - using your phone—no PIN required. Multiple countries in Europe have already deployed contactless ATMs. However, when using their mobile phone, the cardholder is asked to enter their PIN in addition to authenticating themselves via mobile wallet using biometrics. The Consumer Device Cardholder Verification Method (CDCVM) streamlines this process, verifying a cardholder’s identity using a mobile device for contactless payments. The consumer authenticates themselves on their phone before tapping the ATM to start their transaction thereby streamlining interactions at the ATM."
Block
"Cash App's teen product goes beyond basic banking. Access to a broad suite of financial products helps teens build practical financial experience in a controlled environment. With sponsorship, teens aged 13-17 can: send and receive money with other teens and verified adults; use a customizable debit card; build savings; start investing in stocks and bitcoin; manage direct deposits from jobs; deposit cash when needed."
Business Wire
"Global Payments Inc. announced Genius is now available for quick service restaurant (QSR) and fast casual customers in the UK. Built for speed and scale, Genius packs all the features – including Point of Sale (POS), Kitchen, Back Office, Payments, Drive Through, Digital Signage and more – in one platform that meets the complex needs of quick service and fast casual restaurants, while also delivering enhanced configurability that enables Global Payments to bring its feature-rich POS platform to customers across a broader range of business needs and sizes."
Federal Reserve
"The FedNow Service network transaction limit will increase from $1 million to $10 million in response to growing commercial demand, effective November 2025. The increased limit will enable financial institutions and businesses to support higher-value use cases and reflects an increasing need for speed and certainty in the modern payments ecosystem."
JPMorgan
"To help stay competitive in this ever-evolving economic environment, financial institutions focused on delivering next-level payment experiences must also be nimble. Over the past several years, the cross-border payments landscape has undergone significant changes, which have created shifts that are reshaping business models, technological capabilities and the global money movement. Yet interestingly, despite the uncertainty, cross-border spending continues to grow: from $194.6 trillion in 2024 to a projected $320 trillion by 2032."
Mastercard
"Mastercard unveiled On-Demand Decisioning (ODD), a new solution that gives financial institutions more control over authorization decisions. It is the first offering of its kind that allows an issuer the ability to define decisioning criteria directly on the Mastercard network — unlocking new opportunities to optimize performance and ensure transaction outcomes are aligned with the financial institution’s consumer experience strategy."
Business Wire
"dLocal and Western Union®, announced a strategic alliance to enable digital payment methods on Western Union's online platforms in Latin America. It incorporates alternative and locally relevant payment methods—such as cards and bank transfers—into the brand’s digital channels across countries like Chile, Mexico, Peru, Panama, Argentina, and Brazil, with strong potential for further regional expansion."
FIS Global
"FIS® announced the launch of FIS Neural Treasury, an AI-powered suite designed to transform how treasury operations utilize technology to run their business and manage their money in motion. The solution suite combines AI, machine learning and robotics to help corporate treasurers in business of various sizes with increasing efficiency, reducing operational risk and unlocking cash flow to help fund strategic growth opportunities."
Fiserv, Inc.
"Fiserv, Inc. announced it has completed its acquisition of the remaining 49.9% of AIB Merchant Services (AIBMS), the company’s longstanding joint venture with AIB Group. The acquisition supports Fiserv’s growth in the broader European market, including expanding growth opportunities for Clover, the world’s smartest point-of-sale system, across the region. AIBMS is one of Ireland’s largest payment solution providers and one of Europe’s largest e-commerce acquirers."
PR Newswire
"Nuvei announced a partnership with Early Warning Services, to bring Paze, a fast and convenient online checkout solution available in the U.S., to more merchants and consumers. Through this partnership, Nuvei will integrate Paze checkout into its payments platform, enabling U.S. merchants to offer a streamlined checkout where consumers can checkout using the credit and debit cards they already have with participating financial institutions - without the need to manually enter card details or create a separate account profile at time of checkout."
Business Wire
"U.S. Bank announced an all-in-one cash flow management platform for small businesses. Providing a comprehensive accounts payable solution with streamlined cash flow management, enhanced bill pay capabilities with industry-leading flexible payment options, and the ability to easily sync with accounting software, it’s all seamlessly integrated into the U.S. Bank online banking platform. The accounts payable solution is called U.S. Bank bill pay for business."
IBS Intelligence
"Visa has launched Visa Pay, a next-generation mobile payments solution designed to expand access to secure, interoperable, and seamless money movement in the Democratic Republic of the Congo (DRC). Developed as a mobile-first platform, Visa Pay enables consumers and businesses to pay, get paid, and move money across bank and mobile ecosystems, offering account-to-account transfers in both Congolese francs (CDF) and US dollars."
Yahoo Finance
"Antom, a leading merchant payment and digitisation services provider under Ant International, announced the launch of an agentic payment solution, featuring a first-of-its-kind secure APM checkout solution. Antom is also among the first partners of Mastercard and Visa to pilot card-based transaction capabilities for AI agents. Antom can connect AI agents to diverse APMs, including a wide range of digital wallets."
BIS
"Project Keystone developed a standardised data analytics platform focused on ISO 20022 data. As part of the project, two modules have been developed. The first addressed the complexities of handling the ISO 20022 data structure and the associated data storage requirements, while the second provided analysis based on the data. Keystone could become an off-the-shelf component that payment system operators could integrate into their own systems to unlock the value of the richer payments data."
Visa
"Artificial intelligence, generative AI, large language models (LLMs) and machine learning have transformed our world, processing massive amounts of data and creating magical experiences at an unprecedented rate. Today, we’re announcing important ways we’re expanding Visa Intelligent Commerce and bringing new agentic commerce experiences to clients, partners and consumers faster: Introducing our Model Context Protocol (MCP) Server for Visa Intelligent Commerce and Piloting the Visa Acceptance Agent Toolkit:"
Fiserv, Inc.
"Fiserv, Inc. announced it has acquired CardFree, an all-in-one platform empowering merchants with customized order, pay, and loyalty solutions. This transaction enhances the capabilities of Clover® to support small businesses as they grow into larger, multi-location merchants with complex technical needs. CardFree’s platform will be fully integrated into both the Clover and Commerce Hub ecosystems, adding capabilities such as drive-through software, kiosk and sub-inventory enablement, and providing third-party software integration support in loyalty, delivery services, and property management."
Tempo
"Tempo is a payments-first blockchain incubated by Stripe and Paradigm. Tempo is purpose-built for stablecoins and real-world payments, born from Stripe’s experience in global payments and Paradigm’s expertise in crypto. To ensure Tempo serves a broad array of needs, we’re excited to be working with a group of initial design partners, including: Anthropic, Coupang, Deutsche Bank, DoorDash, Lead Bank, Mercury, Nubank, OpenAI, Revolut, Shopify, Standard Chartered, Visa, and more."
Federal Reserve
"In today’s digitized world, financial institutions may have many reasons to encourage customers to open accounts electronically. The digital onboarding process, whether online or in-app, typically is more convenient than in-person onboarding. However, without appropriate fraud detection or controls in place, digital account opening can expose financial institutions to numerous opportunities for criminals."
American Banker
"Chinese technology giant Ant International has completed a nearly instant U.S. dollar to euro foreign exchange payment in Asia through JPMorganChase's blockchain unit, giving a boost to efforts to enable international interoperability for real-time payments." [Subscription Required]
Digital Watch Observatory
"PayPal has introduced ‘Pay with Crypto,’ a settlement feature that lets US merchants accept over 100 digital currencies, including Bitcoin, Ether, Solana, and stablecoins. Shoppers pay from wallets like MetaMask or Coinbase, and merchants receive instant payouts in dollars or PYUSD. The service is designed to eliminate volatility risks by automatically converting crypto into fiat or stablecoins. Merchants benefit from near-instant settlement, lower fees than traditional card payments, and optional yield on PYUSD balances."
News.az
"Amazon announced Thursday that it has finalized its acquisition of Bengaluru-based non-bank lender Axio for an undisclosed sum. The deal provides Amazon with a direct lending license in India, expanding its financial services footprint in the country, News.Az reports, citing Reuters. The deal will help Amazon expand its fintech operations in India, where it has secured approvals to issue payment wallets and sell insurance policies on its online marketplace."
Business Wire
"Airwallex announced the acquisition of OpenPay, a San Francisco-based billing platform that offers subscription management, payment orchestration, and revenue analytics. The acquisition will bring OpenPay’s billing and analytics capabilities into Airwallex's global platform, strengthening Airwallex’s position against other players like Stripe Billing and Recurly, and empowering Airwallex customers to unlock and automate revenue growth."
PRWeb
"Alacriti, a leading provider of cloud-native money movement services for banks and credit unions, today announced a new partnership with Early Warning Services, LLC, the company behind Zelle®. Zelle will be embedded in Alacriti's Orbipay Payments Hub, an all-in-one payments platform that provides financial institutions with all the tools, services, and technology infrastructure they need to quickly enable Zelle for consumers, small businesses, and commercial clients."
Reuters
"JPMorganChase will launch its Chase digital retail bank in Germany in the second quarter of next year, it said on Thursday, a bold move into the crowded banking market of Europe's largest economy. The U.S. banking giant has been preparing the launch in recent years with a spate of hiring, but had kept the timing under wraps. Germany would be Chase's second European market, after its launch in Britain in 2021."