PAYMENTS VIEWS
Glenbrook’s commentary and opinion blog: written by members of the Glenbrook team. We share our “rants and raves” on industry topics, large and small.
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*Please note – We do not accept third-party articles or blog posts on our website. PaymentsNews is a curated news feed and PaymentsViews is Glenbrook’s own blog.
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Payments Post #18: The Year of the Anti-Regulator?
In this Payments Post, we're thinking about the tension that’s emerged in the regulatory space as a result of the recent change in government with an eye on the controversial CFPB. Read our (not legal advice!) thoughts on what we see playing out in Washington, and what it might mean for the payments industry.
Payments Post #17: Cutting Costs
In this Payments Post, we discuss the DOJ bringing a lawsuit against Visa that alleges the company operates an illegal monopoly in the debit card space. Does the argument have merit in our non-legal minds? And if so, what could the DOJ’s move mean for an evolving payments landscape?
Payments Post #16: The Apple Drops
It’s time for another edition of Payments Post and (surprise!) we’re thinking about the Visa Flexible Credential again. Now that Apple has plans to open up the NFC chip and Secure Element to third party developers, we’re scratching our heads. Who benefits from this newfound NFC access? What opportunities can fintechs unlock? How will conventional financial institutions react? And to tie it all back, does the VFC still matter?
Payments Post #15: BNPL Battles
In this month's Payments Post, we revisit the prime use case for Visa Flexible Credential (VFC): BNPL. How are buy now pay later providers positioning themselves in the current environment, how are consumers using their tools, and how are regulators and issuers responding?
Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
In this month's Payments Post, Glenbrook takes a look at recent changes to the Apple Wallet announced at WWDC, the Visa Flexible Credential (VFC), tokenization, and the future of card transactions.
Visa Payments Forum Deep Dive: Visa Flexible Credential
Glenbrook's Samantha Gordon unpacks the Visa Flexible Credential, one of many new products announced by Visa at their annual Payments Forum earlier this month.
Recent News
The Business Case for Network Tokenization in Payment Ecosystems
"Fighting fraud is a compelling reason for network tokenization. But the business case now goes well beyond security. Tokenization can also boost authorization rates and drive sales, ultimately improving merchants' bottom lines - if card issuers can overcome the...
It’s a ‘Fintech Plus’: How J.P. Morgan Payments Became the Bank’s $4.7B Growth Engine
"J.P. Morgan Chase's payments arm is emerging as the bank's next growth engine, processing nearly $10 trillion daily while contributing $4.7 billion to revenue. JPM Payments is advancing through strategic tech upgrades, AI integration, and innovative embedded banking...
Financial Institutions Support Administration’s Effort to Maintain U.S. Leadership in Digital Assets
"Leading financial services trade associations voiced strong support for the goals of the President’s Working Group on Digital Asset Markets. The Associations propose recommendations to bolster U.S. leadership in digital assets by removing obstacles to bank engagement...
Eurosystem Expands Initiative to Settle DLT-Based Transactions in Central Bank Money
"The Governing Council of the European Central Bank (ECB) decided to expand its initiative to settle transactions recorded on distributed ledger technology (DLT) in central bank money. The initiative will follow a two-track approach."
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