Merchants PaymentsPost

Payments Post #6: Glenbrook's August Roundup

Chris Uriarte and Justin Pituch put their heads together to sift through the August news in search of a broader storyline. Looking back at headlines surrounding merchant surcharging, fee backlash, and Adyen’s lackluster H1 performance, we noted an underlying theme of broad downward pressure on the cost of merchant processing. Companies like Toast and Adyen […]

Tags: Fintech

Glenbrook

Payments Views: Payments Post #6 - Glenbrook's August Roundup

Glenbrook Partners, LLC

“Will broad downward pressure on the cost of merchant processing lead to its commoditization? Take a look back at August’s headlines surrounding merchant surcharging, fee backlash, and Adyen’s H1 performance in the newest Payments Post from Glenbrook’s Chris Uriarte and Justin Pituch.”

Companies

Stripe Rival Adyen Secures Banking License in the UK

CNBC

“Adyen has acquired a banking license in the U.K., which enables its merchants to offer cash advances to small and medium-sized enterprises in the country.Adyen already has a banking license in the Netherlands, which lets it process merchant payments nearly instantly.”

Tags: Adyen

Companies

Visa Expands Stablecoin Settlement Capabilities to Merchant Acquirers

Visa

“Visa, a global leader in payments, announced its next step in modernizing cross-border money movement. Visa is expanding its stablecoin settlement capabilities to the high-performing Solana blockchain and is working with merchant acquirers Worldpay and Nuvei.”

Tags: Visa

Omnichannel Payment Facilitation

Episode 217 - Talking Moonshots with Jared Isaacman, Founder and CEO, Shift4

In this episode, we had the opportunity to talk with Jared Isaacman, Founder and CEO of the Integrated Payments Provider, Shift4. Over the past 24 years, Shift4 has evolved by addressing the unique requirements of merchant categories and sub-categories in the increasingly complex Point of Sale (POS) environment. Jared’s insights on how he bootstrapped the company to an IPO, successfully integrated multiple acquisitions, and often takes a problem-solving approach that highlights a different ethos than his peers makes this conversation soar.

Glenbrook

Payments on Fire™: Episode 217 – Talking Moonshots with Jared Isaacman, Founder and CEO, Shift4

Glenbrook Partners, LLC

“In this episode, we had the opportunity to talk with Jared Isaacman, Founder and CEO of the Integrated Payments Provider, Shift4. Over the past 24 years, Shift4 has evolved by addressing the unique requirements of merchant categories and sub-categories in the increasingly complex Point of Sale (POS) environment.”

Companies

J.P. Morgan Payments Enables Tap to Pay on iPhone for U.S. Merchants Starting with Sephora

Bloomberg

“J.P. Morgan Payments today announces the launch of Tap to Pay on iPhone for its merchant clients in the U.S. The solution allows merchants to accept contactless payments using their iPhones, without the need for a dedicated payments card reader or additional hardware.”

Tags: JPMorgan Chase

Fast Payments PaymentsPost

Payments Post #5: Glenbrook's June/July Roundup

Payments Post was on vacation last month; your editor was making his way from Berkeley, CA to a new home in Chicago, IL. But now that I’m settled in the Windy City, I’m happy to present this “double feature” post, covering developments in both June and July. Two major themes span these two months: 1) […]

Tags: Fintech

Companies Global

Mastercard Enables CVC-less Payments for Tokenized Cards in India

Mastercard

“Mastercard today announced the introduction of Cardholder Verification Code (CVC)-less online transactions for its debit and credit cardholders who have tokenized their cards on merchant platforms. The move aims to reduce the checkout time and make virtual transactions hassle-free and more secure.”

Tags: India

EMV Tokenization

Episode 214 - We Just Can’t Stop Talking About Tokenization

In this episode, Chris Uriarte and Russ Jones discuss how tokens are implemented in the “card present” and “card not present” environments and how EMV tokens are becoming normalized in interchange tables, scheme fees, and provider services. As tokens move squarely into mainstream card processing, this conversation highlights important distinctions in network and provider implementations, fees, and regulations that should be on everyone’s radar.

Companies

Checkout.com Launches Intelligent Acceptance, an AI-Powered Optimization Engine that Boosts Acceptance Rates and Increases Merchant Revenue

Checkout.com

“Checkout.com, the global payments solution provider, today launches Intelligent Acceptance, its latest product to help merchants optimise acceptance rates and grow revenues.”

Tags: Checkout.com

EMV Tokenization

Episode 213 - From the Vault: Payment Tokenization Continues to Roll (Episode 21)

Network tokenization - the promised land of payments. Like most promised lands, the journey there is epic and, well, hard. One question we hear from our clients, workshop participants, and the folks in our Merchant Round Table is: Are we there yet? We dug into our vault to understand the journey - where we started and how far we’ve come. We found Episode 21, when George Peabody and Russ Jones discussed network tokenization (aka issuer tokenization, aka EMV tokenization).

Glenbrook

Payments on Fire®: Episode 213 – From the Vault: Payment Tokenization Continues to Roll (Episode 21)

Glenbrook Partners, LLC

“Network tokenization – the promised land of payments. Like most promised lands, the journey there is epic and, well, hard. One question we hear from our clients, workshop participants, and the folks in our Merchant Round Table is: Are we there yet?”

Embedded Finance Payment Facilitation

Episode 212 - Creating Customer Success in the Age of Embedded Finance with Ashley Isenberg, VP Revenue & Strategic Partnerships at Finix

Payments and financial products are regulated, complex, and often require support at the critical moment of the transaction or afterward. How is customer support evolving to meet the needs of companies and customers in the world of embedded finance? How should providers be thinking about customer support?  In this episode, Yvette sits down with Ashley Isenberg, VP of Revenue and Strategic Partnerships at Finix, and Glenbrook’s Drew Edmond to explore the ongoing evolution of customer support in the payments industry.

Industry

Verde Payments Rolls Out Powerful Merchant Protection Tools

Newswire

“Verde Payments is announcing a suite of tools to aid merchants with chargeback problems. This ala carte service is now available through the FraudDeflect Product Suite. Of particular note is the new Visa Compelling Evidence 3.0 service tool that can erase chargebacks and stop chargebacks for existing subscription customers.”