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July 12, 2022

On the web

Apple’s Version of Virtual Cards Could Be Coming in iOS 16

Gizmodo Australia

“Just as Google announced it would be adopting virtual cards for shopping through Chrome, Apple is likely also implementing virtual cards in its Safari browser. The news comes from 9to5Mac, which is currently digging through the iOS 16 beta 3, released yesterday afternoon for developers. According to code the site has seen, Apple has apparently been working to implement virtual cards within Safari to keep your online shopping ventures secure across the board. Virtual cards are offered by some banks as an option while shopping online so that your actual card and account information isn’t what’s making the rounds when data breaches occur. It also makes it easier for banks and other institutions to cancel a card on a whim. And it’s a more straightforward mechanism for providing one-time use cards.”

May 12, 2022

On the web

Google’s Payments Strategy is Taking Another Twist as it Battles Apple

Protocol

“Google is launching a new Google Wallet app on Android and Wear OS, looking to streamline its payments products and lock users into Android more tightly. The move is part of a broader effort by tech giants Google and Apple to bind consumers more closely into their mobile devices by making the digital wallet as essential to consumers’ everyday lives as the physical wallet. That means making the digital wallet not just a way to pay at the point of sale with a credit card but also use tickets, IDs and other essential items. The new Google Wallet, announced Wednesday at Google I/O and available sometime in early summer, will handle all credit and payment cards as well as nonpayment items you would have in your physical wallet, such as driver’s licenses or state IDs, library cards, concert tickets, boarding passes, vaccine cards and loyalty cards. Google is also working on supporting other pass types, like hotel keys and office badges.”

May 11, 2022

On the web

Google Adds Virtual Credit Cards for Google Pay

Gizmodo

“Google will roll out virtual credit cards for Pay on Chrome and Android later this year, in an effort to better protect users’ financial information during online transactions. Virtual cards are randomly generated 15 or 16 digit numbers that can be used to obscure your true card information when making online payments. The idea is that if a business you transact with has a data breach or suffers a cyberattack, hackers will only be able to swipe your “virtual” number, not your real one. There are a number of companies, like Blur, Stripe, and banks, that provide these kinds of services—often for a price.”

May 9, 2022

On the web

Google Cloud Assembles Web3 Team to Leverage Emerging Metaverse

“Google Cloud Platform is putting together a Web3 specialist team to take advantage of cryptocurrency and blockchain technology. The cloud computing services suite says its new Web3 team will focus on building services for developers running blockchain applications. In addition, the team will also provide blockchain services to enterprises and customers looking to leverage the technology. The new Google Cloud Web3 division, to be helmed by former Citigroup executive James Tromans, already has a descriptive agenda set out. This reportedly includes better management of blockchain nodes as well as software for exploring blockchain data in third-party applications. Back in January, Google already hinted at this specialist division with pre-existing and established partnerships with blockchain projects. The company believes that the emerging metaverse and all its trappings offer so many untapped opportunities to exploit.”

November 5, 2021

On the web

Google to Allow Third Party App Payments for First Time in S.Korea

Reuters

“Alphabet’s (GOOGL.O) Google said on Thursday it plans to allow third-party payment systems in South Korea to comply with a new law, marking the first time the U.S. tech giant has amended its payment policy for a specific country. Google’s announcement comes after a Korea Communications Commission’s (KCC) request for Google and Apple Inc (AAPL.O) to come up with compliance plans for the new law, which bans major app store operators from forcing software developers to use their payments systems. Most of the new law went into effect in mid-September.”

October 11, 2021

On the web

Google to Invest $1 Billion in Africa Over the Next 5 Years | TechCabal

TechCabal

“At the first virtual Google for Africa event today, Sundar Pichai, CEO of Google and Alphabet, announced a plan to invest $1billion over 5 years to support digital transformation in Africa. The investment focuses on enabling fast, affordable internet access for more Africans; building helpful products; supporting entrepreneurship and small business; and helping nonprofits to improve lives across Africa.”

October 1, 2021

Top Post

WSJ News Exclusive | Google Is Scrapping Its Plan to Offer Bank Accounts to Users

Wall Street Journal

“Google is abandoning plans to pitch bank accounts to its users, marking a retreat from an effort to make the tech giant a bigger name in finance. The Alphabet Inc unit announced almost two years ago that users of its Google Pay digital wallet would be able to sign up for enhanced checking accounts and debit cards at a handful of financial institutions large and small, including Citigroup Inc. and Stanford Federal Credit Union.”

July 8, 2021

On the web

New Google Pay Debit Card Lets You Actually Spend the Money People Send You

Ars Technica

“According to a new report from 9to5Google (Google does not seem to have a blog post about this yet), starting this week, US Android users can request a “Google Pay Balance Card” that will allow them to spend their Google Pay balance directly on purchases…The new Google Pay card is a virtual Visa debit card that you can set as an NFC card, so now spending that money a friend sent you is as easy (and presumably quick) as setting your Google Pay balance as your NFC card and tapping your phone against a store payment terminal.”

June 21, 2021

On the web

Google Pay Announces Cards Tokenization With SBI, IndusInd Bank in Collaboration With Visa

India Today

“Google has roped in more banks for card tokenization on the Google Pay app. Cards tokenization is a feature that lets users make debit or credit card payments through a secure digital token attached to their phone without having to physically share their credit or debit card details. Google Pay had earlier rolled out the feature with Kotak Mahindra Bank, SBI Cards and Axis Bank. However, Google Pay has now added SBI, Induing Bank and Federal Bank and Credit cards by IndusInd Bank and HSBC India to its slate. Google Pay card tokenization would let users Near-field communication (NFC) capable devices/ phones make contactless payments at over 2.5 million Visa merchant locations. It will also let users scan and pay at more than 1.5 million Bharat QR enabled merchants. Users can also pay their bills and recharge their numbers using credit cards. Google says that the feature also works with online merchants, provides seamless OTP experiences without redirecting users to 3D Secure sites.”

May 21, 2021

On the web

Google Partners With Shopify on Online Shopping Expansion

TechCrunch

“Google announced it’s partnering with Shopify, giving the e-commerce platform’s more than 1.7 million merchants the ability to reach consumers through Google Search and its other services. The integration will allow merchants to sign up in just a few clicks to have their products appear across Google’s 1 billion “shopping journeys” that take place every day through Search, Maps, Images, Lens and YouTube. The company didn’t offer extensive details about the integration when it was announced during Google’s I/O Developer event…But the news follows a series of updates to Google Shopping resulting from Amazon’s increased investment in its own advertising business , which threatens Google’s core ads business.”

May 13, 2021

On the wires

PayPal Accelerates Its Digital Transformation With Google Cloud to Support Customer Needs During Pandemic–and Beyond

“Google Cloud and PayPal today announced they are deepening their relationship to further accelerate PayPal’s digital transformation and evolving customer needs. Under this expanded relationship, Google Cloud will provide both infrastructure and analytics capabilities to support PayPal’s growth, helping the company process transactional data at massive scale.”

May 11, 2021

On the web

Google Pay Launches International Money Transfers With Wise and Western Union

Reuters

“Alphabet Inc’s Google has launched international money transfer partnerships with remittances firms Wise and Western Union Co for users of its U.S. payments app, the companies said on Tuesday. Google Pay users in the United States can now transfer money to app customers in India and Singapore, with plans to expand to the 80 countries available via Wise, and 200 via Western Union by the end of the year. Google’s foray in the $470 billion remittance market, marks a further step by the technology company to expand its financial services offering, ramping up competition in the digital payments sector.”

May 7, 2021

On the wires

New Ways to Save, Commute and Manage Money With Google Pay

“Last year, we launched a reimagined Google Pay to be a safe, simple and helpful way to pay and manage your finances. The app is full of ways to pay friends and businesses, save with offers and rewards and stay on top of your money. Today, we are announcing three ways to help you save money on groceries, pay for transit fares in more cities and better understand your spending.”

April 12, 2021

On the web

March 29, 2021

On the web

Google Launches Android Ready SE Alliance to Drive Adoption of Digital Credentials

NFCW

“Google has joined with secure element (SE) vendors to launch the Android Ready SE Alliance to accelerate the adoption of new use cases for Android devices including digital car keys and mobile IDs. The alliance is creating and rolling out a set of open source, validated and ready-to-use SE applets for use in conjunction with tamper-resistant hardware, including a general availability version of the Android StrongBox for SE keystore implementation.”

March 8, 2021

On the web

The New Google Pay Repeats All the Same Mistakes of Google Allo

Ars Technica

“The new Google Pay app came out of beta this week, and it marks the first step in a major upheaval in the Google Pay service. Existing Google Pay users are about to go through a transition reminiscent of the recent move from Google Music to YouTube Music: Google is killing one perfectly fine service and replacing it with a worse, less functional service. The fun, confusing wrinkle here is that the new and old services are both called “Google Pay.” Allow us to explain.”

February 19, 2021

On the web

Google Maps Will Now Let You Pay for Public Transportation and Parking Through Its App

The Verge

“Google Maps is adding a couple of new useful features: the ability to pay for parking or buy a train ticket right from the app. Google Maps is integrating two mobile parking payment services into its app, Passport and ParkMobile . Both offer the ability to find, pay for, and replenish parking meters or parking lot fees through a smartphone app. Now, those features will also be available in Google Maps.”

January 29, 2021

On the web

December 21, 2020

On the web

December 8, 2020

On the web

Britain’s competition regulator sets out new regime for tech giants

Reuters

“Britain’s competition watchdog outlined a new regime for regulating tech giants such as Google and Facebook, saying it needed new powers to harness the full potential of digital markets and drive competition and innovation. It proposed a new, legally binding code of conduct, pro-competitive interventions in the market and enhanced merger rules, overseen by a Digital Markets Unit that was announced by the government last month.”

November 19, 2020

On the wires

November 18, 2020

Top Post

November 10, 2020

On the web

India opens antitrust case against Google over its payments app

TechCrunch

“India’s antitrust watchdog has opened an investigation into Google for allegedly abusing the dominant position of its app store to promote its payments service in the world’s second largest internet market. In its Monday announcement (PDF) about opening an antitrust case against Google, Indian watchdog Competition Commission of India (CCI) said it is directing an in-depth investigation into the claims of whether the Android maker prominently promotes Google Pay during the setup of an Android smartphone (and whether phone vendors have a choice to avoid this); and if Play Store’s billing system is designed “to the disadvantage of both i.e. apps facilitating payment through UPI, as well as users.””

November 9, 2020

On the web

Google made an app for creditors to lock you out of your financed phone if you don’t make payments [Updated]

XDA Developers

“Flagship smartphones have gotten substantially more expensive in the last few years, so many OEMs and carriers offer payment programs to give consumers the option of paying a fraction of the price each month over a period of 24 or more months. But what do you do if something unexpected happens and you can’t make a payment for a month or two?”

October 5, 2020

On the web

Google Defers Indian In-App Fees After Angry Startups Complain

Reuters

“Alphabet Inc’s Google has extended its deadline for Indian app developers to comply with a new billing system for commission fees by six months, it said on Monday, days after local startups voiced anger about the charges. Google will now enforce its global policy more strictly and charge a 30% commission fee for in-app purchases from Indian developers from March 31, 2022, the company said, saying it was ‘being mindful of local needs and concerns.'”

September 29, 2020

On the web

Google Demands 30% Cut From App Developers in Its Play Store

NYTimes

“Google said it would no longer allow any apps to circumvent its payment system within the Google Play store that provides the company a cut of in-app purchases. Google said in a blog post on Monday that it was providing “clarity” on billing policies because there was confusion among some developers about what types of transactions require use of its app store’s billing system.”

September 18, 2020

On the web

Google is Rolling Out a Simplified Google Pay App for Android

Android Central

“Google is rolling out a new update to the Google Pay app on Android that redesigns the mobile payments app. The new design strips the app of its lower bottom tab menu and moves all options to the hamburger menu (yes, Google’s shifting a focus on that after shifting away from hamburgers for the past few years.)”

September 3, 2020

On the wires

August 31, 2020

On the web

Google Pay starts testing NFC-based card payments in India

Android Police

“Google Pay in India ( formerly Tez ) quickly rose in popularity to become almost synonymous with the Unified Payments Interface (UPI) — the very platform it’s based on. Last September, the company announced plans to expand beyond UPI payments to support tokenized cards, but nothing materialized even months after that initial teaser. It looks like Google Pay India is finally adding credit and debit cards as a supported payment option, though it isn’t live for everyone yet.”