POS Steering in the Age of Durbin

by Russ Jones | Feb 14, 2011

Point of sale (POS) steering isn’t really part of the payments industry dialogue right now as various stakeholders praise, argue, and criticize the proposed Federal Reserve rules on debit card interchange and network routing. But, I think it could be a big part...

Thinking Through Moves and Countermoves on the Durbin Chessboard

by Bryan Derman | Dec 19, 2010

After months of speculation and hand-wringing, last Friday we finally got a relatively complete reading on how the Federal Reserve will likely implement the prescribed regulation of debit interchange and debit network competition. My partner, Carol Benson, has also...

The Durbin Rules – Quick Takes on Impact by Domains and Players

by Carol Coye Benson | Dec 17, 2010

At Glenbrook, we think (and teach!) about the payments industry by domains (the purpose of the payment) and players (users and providers). Our quick take on the impact of yesterday’s proposed rules on each is below. One general assumption I’ve made here is that the...

The End of Interchange – Redux?

by scott | Dec 16, 2010

Last June, in an article titled “The End of Interchange”, I wrote about the then yet to be passed Durbin amendment – and how it might affect debit interchange fees. Earlier today, we got the first glimpse. The point of my earlier article was focused...

The End of Interchange?

by scott | Jun 21, 2010

There, did I get your attention? … Tonight’s headlines say it even more clearly – see this Wall St. Journal story titled “Merchants Win Debit-Card Fee Battle”. Or, see this post on PaymentsNews.com about the Durbin compromise announced...