PAYMENTS VIEWS
Glenbrook’s commentary and opinion blog: written by members of the Glenbrook team. We share our “rants and raves” on industry topics, large and small.
*Please note – We do not accept third-party articles or blog posts on our website. PaymentsNews is a curated news feed and PaymentsViews is Glenbrook’s own blog.
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Thinking Through Moves and Countermoves on the Durbin Chessboard
After months of speculation and hand-wringing, last Friday we finally got a relatively complete reading on how the Federal Reserve will likely implement the prescribed regulation of debit interchange and debit network competition. My partner,...
The Durbin Rules – Quick Takes on Impact by Domains and Players
At Glenbrook, we think (and teach!) about the payments industry by domains (the purpose of the payment) and players (users and providers). Our quick take on the impact of yesterday’s proposed rules on each is below. One general assumption I’ve...
The End of Interchange – Redux?
Last June, in an article titled "The End of Interchange", I wrote about the then yet to be passed Durbin amendment - and how it might affect debit interchange fees. Earlier today, we got the first glimpse. The point of my earlier article was...
The Commerce Context
Last week my partner Russ Jones and I were exploring some of new ideas in the mobile payments space when we came across the notion of the "Commerce Context" - defined as when you and I, as consumers, are in an environment (a context) that’s...
Reflections on Sibos 2010
This week I've been in Amsterdam for Sibos - the annual international banking conference sponsored by SWIFT. (For those of you who aren't familiar with SWIFT it is a consortium of worldwide banks that runs a global secure network connecting...
PayPal X Innovate 2010 – Day 2
Glenbrook's Russ Jones is attending the PayPal X Platform developers conference in San Francisco. His post from Day 1 is here. The second day of payments conferences usually give me a chance to step back, reflect on what was announced on the...
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Recent News
Apple Pay Adds Affirm and Klarna for In-Store Purchases
"Apple Pay users in the U.S. and UK can now use Affirm and Klarna to split in-store purchases into flexible payment plans. Until now, Apple Pay supported these services only for online and in-app checkouts. The update extends “buy now, pay later” (BNPL) options to...
RBI Fines PhonePe for Regulatory Lapses, Sends a Clear Warning to Fintechs
"The Reserve Bank of India (RBI) has imposed a fine of ₹21 lakh on digital payments company PhonePe for violating norms related to prepaid payment instruments (PPIs). The penalty underscores the central bank’s tightening grip on India’s fast-expanding fintech sector....
Milestone for the Swiss Financial Center: Deposit Token Proof of Concept Successfully Completed
"Under the umbrella of the Swiss Bankers Association (SBA), PostFinance, Sygnum Bank, and UBS have conducted a Deposit Token feasibility study. The results report published today forms the basis for a standardized infrastructure for blockchain-based financial services...
Fortis and BigCommerce Announce Payments Partnership to Simplify Checkout and Accelerate Business Growth
"Fortis announced a strategic partnership with BigCommerce built to help brands, retailers, manufacturers, and merchants of all sizes grow and innovate without compromise. Through this integration, BigCommerce customers—including mid-market B2B sellers, distributors,...
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