PAYMENTS VIEWS
Glenbrook’s commentary and opinion blog: written by members of the Glenbrook team. We share our “rants and raves” on industry topics, large and small.
*Please note – We do not accept third-party articles or blog posts on our website. PaymentsNews is a curated news feed and PaymentsViews is Glenbrook’s own blog.
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Payments Post #18: The Year of the Anti-Regulator?
In this Payments Post, we’re thinking about the tension that’s emerged in the regulatory space as a result of the recent change in government with an eye on the controversial CFPB. Read our (not legal advice!) thoughts on what we see playing out in Washington, and what it might mean for the payments industry.
Payments Post #17: Cutting Costs
In this Payments Post, we discuss the DOJ bringing a lawsuit against Visa that alleges the company operates an illegal monopoly in the debit card space. Does the argument have merit in our non-legal minds? And if so, what could the DOJ’s move mean for an evolving payments landscape?
Payments Post #16: The Apple Drops
It’s time for another edition of Payments Post and (surprise!) we’re thinking about the Visa Flexible Credential again. Now that Apple has plans to open up the NFC chip and Secure Element to third party developers, we’re scratching our heads. Who benefits from this newfound NFC access? What opportunities can fintechs unlock? How will conventional financial institutions react? And to tie it all back, does the VFC still matter?
Payments Post #15: BNPL Battles
In this month’s Payments Post, we revisit the prime use case for Visa Flexible Credential (VFC): BNPL. How are buy now pay later providers positioning themselves in the current environment, how are consumers using their tools, and how are regulators and issuers responding?
Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
In this month’s Payments Post, Glenbrook takes a look at recent changes to the Apple Wallet announced at WWDC, the Visa Flexible Credential (VFC), tokenization, and the future of card transactions.
Recent News
Peer-to-Peer Payments in the U.S. 2026: Where the Volume, Profit, and Fraud Are Now
"Zelle, Venmo, and Cash App are simply the way money moves between people now. The combined transaction value across the three networks is well past $1.5 trillion a year. According to Early Warning Services, Zelle alone moved roughly $1 trillion across 2024. PayPal’s...
Plaid: Everything We Announced at Plaid Effects 2026
"Plaid Effects, their annual customer conference noted one theme came up in nearly every conversation: AI is rapidly reshaping financial services. First, announcement was a foundation model that provides a deeper understanding of transactions data across Plaid - not...
Google Brings UCP Checkout to YouTube Shopping Ads
"Google has extended its Universal Commerce Protocol checkout into ad campaigns for the first time, putting in-ad purchase inside Shopping ads on YouTube and Direct Offers Demand Gen campaigns. Google will roll the UCP-powered checkout to Canada and Australia in the...
Education: AI Shopping Assistant Guide 2026: Agentic Commerce Protocols
"This guide covers everything an ecommerce leader needs to know: the two competing protocols, how they work, what they cost, where Amazon fits (and doesn’t), and how to track conversions in a channel with no click data."
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