PAYMENTS VIEWS
Glenbrook’s commentary and opinion blog: written by members of the Glenbrook team. We share our “rants and raves” on industry topics, large and small.

*Please note – We do not accept third-party articles or blog posts on our website. PaymentsNews is a curated news feed and PaymentsViews is Glenbrook’s own blog.
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Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
In this month's Payments Post, Glenbrook takes a look at recent changes to the Apple Wallet announced at WWDC, the Visa Flexible Credential (VFC), tokenization, and the future of card transactions.
Visa Payments Forum Deep Dive: Visa Flexible Credential
Glenbrook's Samantha Gordon unpacks the Visa Flexible Credential, one of many new products announced by Visa at their annual Payments Forum earlier this month.
Payments Post #13: At the Intersection of Tech, Regs, and Business Partnership
This month, Cici Northup joins regular contributor Justin Pituch to recap positive news in the form of fast payments growth, new fraud mitigation strategies, and evolution in cross-border transfers. All reflect, to varying degrees, the unique dynamic in the payments industry created by the intersection of technology, regulation, and new business partnerships.
Payments Orchestration: What Comes Next?
Orchestration providers have certainly come a long way, and can enable powerful capabilities and benefits for the merchants that employ them. This post explores some of the possibilities Glenbrook has been thinking about for where Orchestration (and even orchestration) can go next.
Payments Post #12: Lessons from Change
In this month's Payments Post, we want to draw your attention to several recent fraud incidents that underscore the criticality of effective risk management to your business and the safety and soundness of the payments industry.
Payments Post #11: Closing the Loop: Cap None?
This month's Payments Post focuses on the announcement that Capital One intends to acquire Discover and considers the perspectives of the various ecosystem participants it affects.
Recent News
Ripple Applies for U.S. Banking License, Following Circle’s Lead
"Crypto firm Ripple Labs has applied to become a U.S. bank, joining stablecoin issuer Circle Internet Group in a push to bring digital asset operations under federal oversight, according to a media report published Wednesday. Ripple, the company behind the XRP token,...
Wise Files to Connect to Fed Payment Rails to Bypass Banking Intermediaries
"Wise has filed an application to be directly regulated by the US Office of the Comptroller of the Currency to create a national trust bank in the US, Bloomberg reported citing documents. If granted, the charter would allow Wise to connect directly to the payment...
Bank Groups Call for Swift, Secure Transition As Treasury Phases Out Paper Checks
"The Bank Policy Institute, The Clearing House Association and the Consumer Bankers Association submitted joint comments to the U.S. Department of the Treasury late yesterday urging prompt action to fully transition to secure, modern electronic payment methods and...
Ending the Paper Check Era: Early Warning Offers Ready-to-Deploy Solution to U.S. Department of the Treasury
"Early Warning Services, LLC. submitted a comment letter today responding to the U.S. Department of the Treasury’s Request for Information regarding the transition to electronic payments for all federal disbursements and receipts. Early Warning is the company behind...

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