PAYMENTS VIEWS
Glenbrook’s commentary and opinion blog: written by members of the Glenbrook team. We share our “rants and raves” on industry topics, large and small.

*Please note – We do not accept third-party articles or blog posts on our website. PaymentsNews is a curated news feed and PaymentsViews is Glenbrook’s own blog.
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Payments Post #15: BNPL Battles
In this month's Payments Post, we revisit the prime use case for Visa Flexible Credential (VFC): BNPL. How are buy now pay later providers positioning themselves in the current environment, how are consumers using their tools, and how are regulators and issuers responding?
Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
In this month's Payments Post, Glenbrook takes a look at recent changes to the Apple Wallet announced at WWDC, the Visa Flexible Credential (VFC), tokenization, and the future of card transactions.
Visa Payments Forum Deep Dive: Visa Flexible Credential
Glenbrook's Samantha Gordon unpacks the Visa Flexible Credential, one of many new products announced by Visa at their annual Payments Forum earlier this month.
Payments Post #13: At the Intersection of Tech, Regs, and Business Partnership
This month, Cici Northup joins regular contributor Justin Pituch to recap positive news in the form of fast payments growth, new fraud mitigation strategies, and evolution in cross-border transfers. All reflect, to varying degrees, the unique dynamic in the payments industry created by the intersection of technology, regulation, and new business partnerships.
Payments Orchestration: What Comes Next?
Orchestration providers have certainly come a long way, and can enable powerful capabilities and benefits for the merchants that employ them. This post explores some of the possibilities Glenbrook has been thinking about for where Orchestration (and even orchestration) can go next.
Payments Post #12: Lessons from Change
In this month's Payments Post, we want to draw your attention to several recent fraud incidents that underscore the criticality of effective risk management to your business and the safety and soundness of the payments industry.
Recent News
Citi and Ant International Pilot AI-enabled Forecasting Solution to Enhance FX Risk Management for Airline Customers
"Citi and Ant International announced that they are piloting the use of Ant International's Falcon Time-Series Transformer (TST) Model to deliver an enhanced FX risk management solution for their customers. Developed with aviation clients as an initial use case, the...
FCA Proposes Stricter BNPL Rules Amid Debt Concerns [UK]
"The UK’s Financial Conduct Authority (FCA) has unveiled a series of new proposals aimed at tightening regulation of the country’s fast-growing Buy Now Pay Later (BNPL) market, as policymakers look to address mounting concerns over consumer debt and affordability. The...
ECB Publishes Third Progress Report on the Digital Euro Preparation Phase
"The European Central Bank (ECB) has published its third progress report on the preparation phase of a digital euro, which was launched on 1 November 2023 and is laying the foundations for the potential issuance of a digital euro. Since the publication of the second...
Generative AI at the Crossroads: Light Bulb, Dynamo, or Microscope?
"With the advent of generative AI (genAI), the potential scope of artificial intelligence has increased dramatically, but the future effect of genAI on productivity remains uncertain. The effect of the technology on the innovation process is a crucial open question....

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