PAYMENTS VIEWS
Glenbrook’s commentary and opinion blog: written by members of the Glenbrook team. We share our “rants and raves” on industry topics, large and small.

*Please note – We do not accept third-party articles or blog posts on our website. PaymentsNews is a curated news feed and PaymentsViews is Glenbrook’s own blog.
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Payments Post #15: BNPL Battles
In this month's Payments Post, we revisit the prime use case for Visa Flexible Credential (VFC): BNPL. How are buy now pay later providers positioning themselves in the current environment, how are consumers using their tools, and how are regulators and issuers responding?
Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
In this month's Payments Post, Glenbrook takes a look at recent changes to the Apple Wallet announced at WWDC, the Visa Flexible Credential (VFC), tokenization, and the future of card transactions.
Visa Payments Forum Deep Dive: Visa Flexible Credential
Glenbrook's Samantha Gordon unpacks the Visa Flexible Credential, one of many new products announced by Visa at their annual Payments Forum earlier this month.
Payments Post #13: At the Intersection of Tech, Regs, and Business Partnership
This month, Cici Northup joins regular contributor Justin Pituch to recap positive news in the form of fast payments growth, new fraud mitigation strategies, and evolution in cross-border transfers. All reflect, to varying degrees, the unique dynamic in the payments industry created by the intersection of technology, regulation, and new business partnerships.
Payments Orchestration: What Comes Next?
Orchestration providers have certainly come a long way, and can enable powerful capabilities and benefits for the merchants that employ them. This post explores some of the possibilities Glenbrook has been thinking about for where Orchestration (and even orchestration) can go next.
Payments Post #12: Lessons from Change
In this month's Payments Post, we want to draw your attention to several recent fraud incidents that underscore the criticality of effective risk management to your business and the safety and soundness of the payments industry.
Recent News
Education: Understanding CHIPS: Key US Clearing House for Large Transactions
"CHIPS is a primary clearing house for large U.S. banking transactions, settling over $1.8 trillion daily. Unlike Fedwire, CHIPS uses a netting process for transactions, which is slower but more cost-effective. CHIPS supports various transaction types, such as...
How Do Consumers’ Fraud Experiences Vary with Their Financial Vulnerability?
"A sizeable share of U.S. consumers has been exposed to financial fraud. In this Payments System Research Briefing, we examine how both the share of consumers who experienced financial fraud and the share who ultimately incurred fraud losses varies by consumers’ level...
Zilch Unveils Intelligent Commerce & Zilch Pay to Power Next Phase of Rapid Growth
"Zilch unveiled milestone product developments marking the next phase of its exponential growth. At its first ever Zilch Summit, bringing together over 150 leading retailers, technology and industry experts, the business unveiled Zilch Intelligent Commerce – an AI...
African Trade Bloc COMESA Launches Digital Payments System
"The Common Market for Eastern and Southern Africa has launched a digital payments system to cut transaction costs by allowing businesses to settle deals in local currencies. COMESA, which has 21 member states including Egypt, Kenya and Ethiopia, joins efforts by the...

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