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2023: A Big Year for Regulation in the US?
As we dive into the new year, we at Glenbrook reflect on the key themes and learnings within payments from 2022 and assess what we believe will emerge as key trends in 2023. My colleague Chris Uriarte recently shared his 8 Payments and Fintech trends for 2023 on...
Closing out 2022 by Looking Inward to Improve Our Remote Commerce Experience
At Glenbrook, we live to help organizations solve payments problems. As we’re upgrading our website, we knew it was time to fix a few of our own. Below I share how we apply our expertise and methodology to solve a merchant’s (us!) payments problems. The Context...
Decoupled Debit: How Fintechs Profited from Durbin
This Payments Views post was jointly authored by Neel Saunshi and Andrew Liang If you have followed the Durbin Amendment since its 2011 implementation, you have seen stakeholders adapt in different ways. Consumers saw their debit rewards programs disappear. Large...
Payments Partners: The Identity Industry
Time to Read: 9 minutes The problem of knowing who to trust on an insecure, anonymous network has concerned me since I founded an ISP in 1995. With thousands of subscribers, it was the first time I confronted bad online behavior. As a payments geek, I’ve seen...
The Payments Playbook for Challenging Churn
By: Justin Pituch and Drew Edmond Time to Read: 7 minutes If you read Apple’s Q3 earnings report, you may have noticed that the company’s Services business has grown to $19 billion in quarterly revenue. That’s a staggering number, and it represents a complex...
CBDCs or Stablecoins? There’s space for both
Time to Read: 6 minutes Central Banks and Private Sector Issuers continue to develop their respective digital currencies, CBDCs and stablecoins. While this could be perceived as a type of competition, realistically both stablecoins and CBDCs could co-exist and...
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