PAYMENTS VIEWS
Glenbrook’s commentary and opinion blog: written by members of the Glenbrook team. We share our “rants and raves” on industry topics, large and small.
*Please note – We do not accept third-party articles or blog posts on our website. PaymentsNews is a curated news feed and PaymentsViews is Glenbrook’s own blog.
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Mid-Year Payments Check-In: Revisiting Our 2026 Predictions
The Glenbrook team is taking stock in June 2026 to see how the payments trends predictions from our January Payments on Fire episode are holding up.
The Missing Context Layer in Agentic Commerce: Part 3
Glenbrook’s Drew Edmond explores the specific implications for the payments and agentic commerce industry: how discovery changes when agents mediate it, how payment selection shifts upstream, how merchants need to prepare differently across categories, and who ultimately controls the agent layer.
The Missing Context Layer in Agentic Commerce: Part 2
Glenbrook’s Drew Edmond examines why the agent’s role in agentic commerce varies significantly by purchase category, where the context layer is being built today, and how far along it actually is.
The Missing Context Layer in Agentic Commerce: Part 1
Glenbrook’s Drew Edmond discusses the critical role of a persistent, cross-application context layer, ideally provided at the operating system level, in enabling the envisioned future of agentic commerce where AI agents can proactively and intelligently assist consumers in transactions.
Demystifying Payments Orchestration: Part 3 – Defining the Payments Orchestration Landscape
The 5 payments orchestration implementation models explored in this post reflect a spectrum of control, customization, and complexity. Understanding the distinct characteristics and where each orchestration model excels and where it introduces risk or limitations is essential for selecting the right fit.
We (Really) Can’t Stop Talking About Tokenization: A 2025 Update
Glenbrook’s Chris Uriarte unpacks network tokenization updates from Visa and Mastercard.
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Recent News
BPI and The Clearing House Association Comment on FDIC’s Proposal for BSA and Sanctions Compliance Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers
"...As we have noted in prior comment letters responding to different regulatory proposals under the GENIUS Act, the Associations remain concerned that commenters have not been given a meaningful opportunity to evaluate the numerous interdependent proposals...
2026 Diary of Consumer Payment Choice: Cash Remains Essential for U.S. Consumers
"After a decade of tracking U.S. payment habits, the Federal Reserve's latest research from the 2026 Diary of Consumer Payment Choice reveals notable consistency in consumer payment behavior, even as technology has rapidly evolved. Consumers made an average of 47...
The x402 Foundation Activated a 27-Year-Old Internet Code. 200 Million Transactions Later, the Real Volume Is Still Tiny.
The HTTP 402 status code, long allocated to “Payment Required” in the internet’s technical specifications without widespread deployment, has been repurposed as the foundational layer for machine-to-machine commerce. The gap between headline volume and present-day...
China’s mBridge CBDC Network Challenges Swift with Cheaper Cross-Border Settlement Alongside CIPS
"China is preparing to launch mBridge, a blockchain-based cross-border payment platform that uses wholesale central bank digital currency (CBDC) issued on a shared distributed ledger rather than routed as bank deposits across multiple institutions. The system is set...
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