Payments On FireTM podcast series is where payment issues are reviewed, dissected, and batted around with industry leaders. In other words, a good conversation between payments geeks.

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Episode 95 – Hiding Data Jewels in the Tokenization Vault – Alex Pezold, CEO, TokenEx

One of the biggest payments challenges for merchants is how to handle payment data - whether it's at the POS or in the remote domain where eCommerce and mobile payments take place. A lot of this concern is driven directly by PCI DSS compliance and broadly by the reputational risk data breach represents.

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Episode 93 – Fitting QR Codes into the Card System – Bastien Latge, EMVCo

Ever wonder about EMVCo's role in the development and implementation of its technical specifications? Take a listen to Bastien Latge, EMVCo's director of technology and Glenbrook's George Peabody as they discuss EMVCo's EMV®* QR Code Specification for QR code-based transaction initiation in the card system. While developed card markets are shifting to contactless cards and NFC-using mobile phone wallets to kick off payments, the QR code offers a flexible, very low cost alternative. There's a lot to learn here.

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Episode 91 – Contactless Magic on a Merchant Smartphone – Maxime de Nanclas, Mobeewave

Five years on from Apple Pay's release, contactless payment cards are just getting off the ground here in the U.S. but in much of the rest of the card world, contactless payments of both kinds are common practice. In London, half of the card transactions are contactless. The same is true in Canada. While it's true that the vast majority of these are card-based, not via mobile wallets like Apple Pay and Google Pay, even the mobile wallets are gaining momentum.

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Episode 90 – PSD2 Enables Fintech Competitors – Myles Stephenson, Modulr

The U.K. and the EU take a very different approach to payments industry evolution than here in the States; the former directed by government mandate, the latter by marketplace dynamics and the lighter touch of regulators. But both are responding, at different speeds, to the need of fintechs and enterprises for access to bank-based data and services.

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