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June 15, 2020

On the web

ByteDance in talks with Singapore’s Lee family on banking licence bid

Financial Times

“ByteDance is in talks to join forces with Singapore’s influential Lee business family, as the Chinese technology group looks to expand into banking for the first time. The company has bid for a digital bank licence in the city-state and is negotiating a tie-up with an investment group linked to the Lees, said three people with knowledge of the situation.  ByteDance is best known for its short-video app TikTok, but like many other technology companies, the Beijing-based group has been trying to make a move into financial services. The Monetary Authority of Singapore is set to issue five virtual banking licences by the end of the year, for which ByteDance will compete with a number of other Asian technology companies including Alibaba’s Ant Financial and smartphone maker Xiaomi.”

June 4, 2020

On the web

Singapore to Assess COVID-19 Impact on Digital Bank Bidders

Reuters

“Bidders for five Singapore digital bank licences on offer will have to factor in how the COVID-19 outbreak has impacted their funding and profitability plans, as the central bank kicks off interviews with applicants over the next few weeks, three sources aware of the matter said. Singapore has drawn interest from 21 applicants seeking to shake up its banking landscape in what would be its biggest liberalisation in two decades.”

April 15, 2020

On the web

OCBC Brings Google Pay’s P2P Funds Transfer Service to Singapore

The Business Times

“OCBC Bank has brought Google Pay’s peer-to-peer (P2P) funds transfer service to Singapore, making the Republic the third country where this service is available. Before this, the service was available only in the US and India. With the new service, OCBC Bank customers can pay directly from their bank accounts to anyone registered to PayNow using the Google Pay app. This allows customers to make real-time money transfers to contacts who have linked their bank accounts to their mobile numbers.”

November 8, 2019

On the web

Rapyd to Launch Cashless Payments Platform in Singapore

Mobile Payments Today

“Rapyd, a London-based startup fintech, announced the launch of a Singapore payments platform that will help enable cashless transactions for businesses and consumers.  The firm, which received a remittance license from the Monetary Authority of Singapore last month, said it will roll out a comprehensive payments platform that will allow a range of bank transfers, conversion of cash to digital payments and expand the use of e-wallets like GrabPay and OCBC Pay Anyone.”

March 8, 2019

On the web

New SimplyGo System to Let Bank Cards Double up As Public Transport Travel Cards

The Straits Times

“Commuters with Mastercard contactless bank cards can use it to pay for public transport rides under a new system to be launched on April 4. The SimplyGo platform will do away with the need to top up stored-value cards, with fares for rides reflected in commuters’ credit or debit card bills, just like their retail purchases. Visa card holders will get the same convenience later this year, Senior Minister of State for Transport Janil Puthucheary said in Parliament on Thursday (March 7).”

December 10, 2018

On the web

Singtel adds international m-payment capabilities to Dash app

Telecom Paper

“Singapore operator Singtel has expanded the payment capabilities of its all-in-one mobile payments app dubbed ‘Dash’, to include international mobile payments. Dash customers can now use their Visa Virtual Account on the Dash app at millions of online retailers worldwide and merchant points that accept Visa Contactless Payments. In addition, customers can also use Dash on Apple Pay.”

November 21, 2018

On the web

November 14, 2018

On the web

Rise of the QR code for mobile payments in Singapore

Tech Trade Asia

“As Singapore accelerates its journey towards a cashless society, the use of mobile payments* is gaining traction among Singaporeans. According to The Future of Payments Study** conducted by UnionPay International and Nielsen with 400 Singapore consumers aged 18 to 65, 58% of Singaporeans have used at least one form of mobile payment in the past three months, and close to one in four (23%) mobile payment users have used the three key mobile payment methods – QR code, peer-to-peer (P2P) transfers and contactless payments – within the same period.”

October 9, 2018

On the web

HOW CASHLESS MAINLAND CHINA MADE HONG KONG, SINGAPORE LOOK BACKWARD

South China Morning Post

“Like Hong Kong with its Octopus card, Singapore was an early adopter of e-payment systems, starting with the introduction of the General Interbank Recurring Order (GIRO) in 1985, which allowed people to make monthly payments to a billing organisation directly from their bank accounts. But since those early days both cities have found themselves leapfrogged in the race to the cashless society by mainland China’s burgeoning mobile payment scene.”

September 20, 2018

On the web

Bridging the last mile in digital payments

Business Times (Singapore)

“Over 19,000 QR codes will be replaced with SGQR codes from this month. Currently, several QR codes can be displayed at one retailer to support various e-payment schemes, which can confuse consumers. At the same time, the Government said it would open the interbank payment gates to fintech firms by 2019. Allowing non-bank players to get direct access to the national Fast and Secure Transfers (FAST) transaction system is expected to lead to greater innovation and better cashless payments services for consumers.”

September 18, 2018

On the web

SG govt pushes for mobile payments with unified QR code

Marketing Magazine

“The government of Singapore has launched the Singapore Quick Response Code (SGQR) which combines multiple payment QR codes into a single SGQR label, making QR code-based mobile payments simple for both consumers and merchants. The SGQR was developed by an industry task force co-led by the Monetary Authority of Singapore (MAS) and the Infocomm Media Development Authority (IMDA). It will be adopted by 27 payment schemes including PayNow, NETS, GrabPay, Liquid Pay and Singtel DASH and will be deployed progressively over the next six months.”

June 5, 2018

On the web

All Of Singapore’s Government Services Will Go Digital By 2023, With More Public Servants To Be Trained In Data Analytics

South China Morning Post

“Fresh from announcing the Digital Readiness Blueprint to help every Singaporean navigate a digital future of cashless payments and other innovations last Saturday, the Government laid out its own targets in the Digital Government Blueprint. For instance, the SingPass Mobile app to be implemented later this year will enable users to access government services without the need for physical tokens or SMS passwords, said Deputy Prime Minister Teo Chee Hean at the start of the Smart Nation Innovations Week at the Marina Bay Sands. The app will allow Singaporeans to “pay our bills or sign documents online, apply for public housing”, and even “buy or sell a house or a car”, said Mr Teo.”

June 4, 2018

On the web

Singapore And India Set Up Joint Working Group To Advance In FinTech Cooperation

OpenGovAsia

“According to the press release, Singapore and India have already achieved good progress in FinTech co-operation. Singapore’s key domestic payment system operator NETS and India’s umbrella organisation for all retail payments National Payments Corporation of India (NPCI) have entered a partnership to establish a cross-border payment linkage between Singapore’s PayNow and India’s Immediate Payment Service (IMPS). The cross-border linkage will facilitate real-time fund transfer between bank accounts in India and Singapore to support trade, tourism and remittance.”

March 14, 2018

On the wires

Adyen Doubles its Point of Sale Client List in 12 Months and Extends Unified Commerce Offer to Singapore

“Adyen, the payments platform of choice for the world’s leading companies, today announced the launch of its point of sale (POS) offering in Singapore, extending its unified commerce footprint to 27 countries and more than 4,000 cities. Highlighting the potential of Adyen’s growth in the point of sale space, new clients include ASICS, Schuh, Lush, City Sightseeing, Dunkin Donuts, Hema, Stedelijk Museum Amsterdam, Coolblue, Action, amongst many others.”

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