Companies

New Experian Tool Empowers Financial Inclusion Through Open Banking Insights

Experian

"Experian® announced the launch of Cashflow Attributes™, a solution to help expand fair and affordable access to credit, particularly for thin-file and credit invisible consumers."

Tags: Experian

Companies

Experian Consumer Credit Reports to Now Include Apple Pay Later Loan Information

Business Wire

"In a move towards greater transparency and responsible credit reporting in the buy now, pay later (BNPL) industry, Experian® announced it will now include “pay-in-4” BNPL loan information from Apple Pay Later on consumers’ credit reports, making Apple the first major BNPL provider to fully furnish “pay-in-4” loan information and payment history directly to the credit reporting agency."

Tags: Apple Experian

Companies

Experian Releases 2024 Future of Fraud Forecast

Business Wire

"Experian® released its 2024 Future of Fraud Forecast, which identifies five fraud threats consumers and businesses should be cautious of this year."

Tags: Experian

Companies

Build Credit Debt-Free with the New Experian Smart Money™ Digital Checking Account & Debit Card

Businesswire

"The company’s game-changing feature Experian Boost® is embedded to identify eligible bill payments that can potentially increase credit scores"

Tags: Experian

Companies

FTC Charges Experian with Spamming Consumers Who Signed Up for Company Accounts with Marketing Emails They Couldn’t Opt Out Of

EIN News

"The Federal Trade Commission will require Experian Consumer Services, which offers consumers access to their Experian credit information, to pay $650,000 to settle charges it sent consumers unsolicited email without offering them a way to opt out of such messages, as required under the CAN-SPAM Act."

Tags: Experian FTC

Companies

Experian Launches New Service to Prevent ‘Money Mule’ Account Fraud

Experian

"Experian today announces a new service which will help banks and building societies identify and close ‘money mule’ accounts which are used to house fraudulently-obtained funds. Money mules are individuals who have agreed to let their bank accounts be used by criminals in exchange for cash."

Tags: Experian

Companies

Millennials and Gen Z Consumers Believe Current Economic Environment Is Hurting Their Ability to Be Financially Independent Adults

Business Wire

"Nearly 70% of Gen Z and millennial1 consumers believe the current economic environment is hurting their ability to be financially independent adults and more than 1 in 4 don’t feel optimistic about their current financial situation, according to new research released today by Experian®. The recent economic news and layoffs, however, have spurred 75% of these consumers to focus on their financial health."

Tags: Experian

Companies

Consumers Are Increasing Their Digital Activity Despite Rising Fraud Concerns

Business Wire

“Digital financial transactions have become commonplace in recent years, growing a number of savvy consumers with a heightened awareness of fraud and the role recognition and security tools play in protecting them. Insights from Experian’s annual Global Identity & Fraud Report found that more than half of consumers surveyed globally have been a victim of fraud or know someone who has – where identity theft has surpassed credit card theft as their biggest security worry. Despite these concerns, most consumer respondents say their online activity will increase in the next three months.”

Tags: Experian