Report from Sibos 2014

Time is a vacuum at Sibos. It’s a great time to catch up with old friends and meet new colleagues.  The exhibition floor is overwhelming, even now after banks have scaled back their presence at events like these.  There is a plethora of panels on a broad range of...

Do You Want a Million Dollars?

I was delighted and fascinated to see that the Gates Foundation has issued a “Grand Challenge” on enabling universal acceptance of mobile money payments.  The Foundation’s previous best-known challenges have been in healthcare, notably for toilets and condoms, so this...

Bitcoin and Payments Survey 2014

We’re at it again. We’re conducting our second annual Bitcoin and Payments Survey. Please participate! The survey takes about 7 minutes, maybe less. Do it from your smartphone while you’re waiting in the market’s check-out line or on the sofa...

Bitcoin is like…

As is the case with many people in our industry, I’ve been giving  a lot of thought recently to Bitcoin.  When ever I run into something new, or puzzling, I try to find comparisons to help me understand it.  And comparisons abound in Bitlandia.  Many people compare it...

What Comes After Bitcoin?

Since the media latched onto Bitcoin as good fodder for the 24 hours news cycle, the hard focus has been on Bitcoin, its merits, and shortcomings, as a currency, commodity, and as next generation payment rails. My thinking on its currency and commodity aspects is...