Payments on Fire

Episode 143 – The Buy Now Pay Later Challenge to Credit Issuers – Chris Bixby, Sezzle – Payments on Fire® Fintech Series

Continuing our payments in fintech series, we talk about one of the major changes in the payments industry over the last few years: the installment lending phenomenon. Companies like AfterPay, Klarna, and Affirm (that just IPO'd and saw its stock double in one day) are leaders in this buy now, pay later (BNPL) space and appeal to Millennial and Gen Z users as well as the merchants selling to them.;

Episode 142 – Don’t Miss Out on Faster Payments, The Next Big Shift in Digital Payments – Russ Jones, Glenbrook Partners

Payments innovation comes in waves. And the wave that's breaking on the U.S. - having swept over 50 countries around the world - is faster payments. Also referred to as Real-time Retail Payments (RTRP) these systems are fundamentally different from what's come before.

Episode 141 – The Data Driven Money Supply Chain – Keith Smith, CEO, Payability – Payments on Fire® Risk Series

The Fintech Phenomenon is rarely about doing something entirely new. It's about doing things in a new way that better fits the needs of the target market. The fintech model also enables the provider to reach underserved market segments.

Episode 140 – Finding Fraudsters at the Front Door – Robert Capps, NuData Security – Payments on Fire® Risk Series

In a crisp explanation of account takeover and authentication risks, George and Robert Capps, Vice President, Market Innovation, at NuData Security. They discuss the findings of a recent NuData report and its experience with the sophistication of online fraudsters. NuData's techniques are all about foiling cybercriminals as they bang at the front door of financial institutions, merchants, streaming services, and more.

Episode 139 – Building Digital Infrastructure for Small Business – Barry McCarthy, Deluxe

Take a listen as George and Deluxe's President and CEO Barry McCarthy discuss how the company continues to adapt to and prosper in the digital age. Barry talks about the journey the company has taken, in recent times shifting from a conglomerate model grown via acquisition to today's streamlined and focused small business focused organization.

Episode 138 – Open banking, Recurring Payments, and a Global Debit Network – Duncan Barrigan, GoCardless

Open banking. It's a term we started to hear about at the end of 2016 and since 2019 interest has remained high. That's according to Google Trends. Along with those searches, the related hot topics were PSD2 and APIs.

Episode 137 – Ecosystem Enablement for Financial Inclusion of the Poor – Kosta Peric and Paula Hunter on Mojaloop

Financial inclusion for the poor is a global challenge. In this episode, we dive into the story of Mojaloop, a platform that enables interoperability and transaction routing between mobile money system operators, banks, and other providers. It's a fascinating, and evolving, story. Take a listen.

Episode 136 – Global Payments and the Fintech Innovations Changing the Industry – Carol Coye Benson, Glenbrook

For a front row seat on payment innovation you have plenty of choices. Yes, Stripe and Square are based in the tech hotbed of the Bay Area and it's tempting to stare at their success. But a look around the world reveals the evolutionary breadth of how payments are made, regulated, and brought to market. India and China alone reveal how remarkably different approaches can scale to enormous dimensions.

Episode 134 – Ecommerce Fraud in the Time of COVID – Eyal Raab, Riskified

COVID is a forcing function for digital channel growth across the world as consumers and businesses reduce their reliance on physical interactions. We've seen usage shifts in how bank accountholders in Peru transact - from branch to digital - as well as big shift in payment behavior.

Episode 133 – Payments are (still) on Fire – Steve Sarracino, Founder, Activant Capital

You'd have to be aggressively disinterested in the payments industry not to be aware of its attraction to investors. The COVID-19 pandemic has done nothing to dampen the interest, if not outright enthusiasm, for the payments industry among investors of all stripes.

Actually, the pandemic has lit a fire under key industry segments like the e-commerce domain, digital banking, and disbursements.