ACH Banking Industry Carol Coye Benson Fast Payments Financial Regulators NACHA

Bankers to NACHA: 1978 Is Modern Enough for Us!

The NACHA membership has reportedly turned down the concept of “Same Day ACH“. This was a request for comment, put out about a year ago by NACHA staff, to — get ready for this — not move the ACH to same day, but simply allow originating banks the option of submitting a same day batch […]

Conferences & Meetings Erin McCune Finovate Innovation San Francisco Technology

Live Blogging Finovate Spring 2012 San Francisco

Good morning! Gearing up for the two-day typing marathon that is Finovate. We’re at a huge venue this year (same as last year, apparently – someone else from Glenbrook was here then), a cavernous exhibition hall that has plenty of room for the 1200+ attendees; I can remember when there were 250 attendees. Congrats to […]

B2B Payments Banking Banking Industry Commercial Payments Conferences & Meetings Erin McCune Innovation Technology Treasury & Cash Management

Co-Dependence Between Banks and Their Technologists: Hampering Innovation

Talking to banks and the biggest bank technology vendors at NACHA’s annual payments conference last week I couldn’t help thinking how they suffer from similar challenges. Big banks are hampered by their complex technology environment of legacy solutions with layers of more modern solutions built on top. Products and customer segments are managed in silos defined […]

B2B B2B Payments Conferences & Meetings Erin McCune NACHA Receivables Treasury & Cash Management

The Dawn of a New Era for Small Biz Banking? [Dispatch from NACHA Payments 2012]

I was at NACHA’s annual payments conference last week and the most interesting things I heard and saw had to do with small business banking and payments, a long suffering, underserved segment of the market. There’ve been glimmers of hope for small business off and on over the years but I haven’t witnessed a groundswell […]

Card Acceptance eBay Erin McCune iPhone Mobile Banking & Payments Mobile Commerce Mobile Payments Mobile Wallets O2O PayPal Point of Sale (POS)

PayPal Takes on Square and the Square Wannabes

As anticipated, and widely leaked, PayPal today announced PayPal Here, its mobile payments acceptance solution, at a private event in San Francisco. At a high-level it matches – and in some cases, exceeds – the features offered by Square and the other mobile POS vendors. In context, this has been a big week for PayPal, […]

ACH B2B Payments Debit Cards Mobile Payments Scott Loftesness

A Look Back at Payments in 2011

As we’re winding down for the year, we wish you the best for you and your family this holiday season! At Glenbrook, we thrive on thinking about how payments are evolving and how these changes will affect us in the years ahead.  In this look back at the important payments themes of 2011, we share […]

B2B Payments Commercial Payments Erin McCune

What’s so Special About Business-to-Business (B2B) Payments?

B2B payments are not a new opportunity. The payments industry is littered with ambitious business payment solutions that have faltered. Past failures are largely due to an exaggerated focus on buyers (at the expense of suppliers), grandiose network affect expectations, and an incomplete understanding of the complex financial supply chain. The broader payments industry has […]

B2B Payments Banking Foreign Exchange Global Payments Globalization Research Round Up SWIFT Treasury & Cash Management

Cross-Border Payments Perspectives [New Glenbrook Research]

Glenbrook recently conducted two surveys to develop a detailed understanding of the ideal cross-border payments solution from the perspectives of both payments professionals and payments initiators. We are publishing the results today to coincide with Sibos, the annual international banking conference taking place this week in Toronto. Our research was sponsored by Earthport LLC. In March 2011 […]

B2B B2B Payments Erin McCune Global Payments Globalization Regulatory Environment Treasury & Cash Management Uncategorized

“FX for the Little Guy” Western Union’s Small Business Payment Solution

Glenbrook’s Carol Coye Benson and Erin McCune are interviewing leading commercial payment providers and enablers to understand whether we’ve finally reached the ‘tipping point’ for B2B payments. This post featuring Western Union is the second of a series of interviews that we will be featuring here at Payments Views. You can learn more about the […]

ACH B2B Payments Banking Industry Conferences & Meetings Erin McCune Federal Reserve Global Payments Mobile Banking & Payments Technology

Reflections on NACHA Payments 2011

Got back this morning after a whirlwind two days in Austin for NACHA Payments 2011. I was in briefings or meetings nearly the whole time, so I barely attended break outs and skipped all of the general sessions, but here are my reflections based on my observations, various conversations on the exhibit floor, and my […]

B2B Payments Erin McCune Foreign Exchange Global Payments Globalization Research Round Up Treasury & Cash Management

Research Results: Need for Faster, Easier Cross-Border Payments

New Glenbrook research, sponsored by Earthport, indicates that as companies do business with an increasing number of customers and suppliers over seas, they desire better cross-border payment systems.  Slow funds clearing, complicated reconciliation, and lack of transparency in foreign exchange fees make cross-border payments particularly challenging for businesses large and small. These are among several key […]

B2B B2B Payments Carol Coye Benson Commercial Payments Treasury & Cash Management

“Working the Connections” A Look at SunGard’s PayNetExchange

Glenbrook Partners Erin McCune and Carol Coye Benson are on a mission to discover if the long-awaited  “tipping point” in B2B payments, signaling a world in which electronic payments are the norm, has finally arrived.  In pursuit of this, we’ll be interviewing solution providers over the coming months – let us know if you’d like to talk […]

B2B Payments Carol Coye Benson Commercial Payments Intuit

“Show Me the Money” - The Intuit PaymentNetwork

Glenbrook Partners Erin McCune and Carol Coye Benson are on a mission to discover if the long-awaited “tipping point” in B2B payments, signalling a world in which electronic payments are the norm, has finally arrived.  We’ll be interviewing solution providers over the coming months – let us know if you’d like to talk to us. Interested in […]

Banking Banking Industry Card Payments Debit Cards Federal Reserve Financial Regulators Interchange Regulatory Environment

The Durbin Rules – Quick Takes on Impact by Domains and Players

At Glenbrook, we think (and teach!) about the payments industry by domains (the purpose of the payment) and players (users and providers). Our quick take on the impact of yesterday’s proposed rules on each is below. One general assumption I’ve made here is that the gap between debit interchange from big banks, and from smaller […]

B2B Payments Banking Industry Commercial Payments Conferences & Meetings ECommerce Erin McCune Financial Regulators Global Payments Globalization Innovation Mobile Banking & Payments SWIFT

Reflections on Sibos 2010

This week I’ve been in Amsterdam for Sibos – the annual international banking conference sponsored by SWIFT. (For those of you who aren’t familiar with SWIFT it is a consortium of worldwide banks that runs a global secure network connecting banks in over 200 countries. Interbank messages to support payments and brokerage trades all travel […]