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January 11, 2024

On the web

June 1, 2023

On the wires

May 26, 2023

On the web

December 8, 2022

On the web

Spain’s Central Bank to Experiment with Wholesale CBDCs


“Spain’s central bank, the Bank of Spain (BDE) said it intends to launch an experimental program to begin testing wholesale Central Bank Digital Currencies (CDBCs) and is seeking collaboration proposals from local finance and technology institutions. The bank will focus on three main areas with the program that seeks to simulate the movement of funds, experiment with the liquidation of financial assets, and analyze the benefits and drawbacks of introducing a wholesale CBDC to its current processes and infrastructure according to a translated Dec. 5 statement. A wholesale CBDC refers to a digital currency typically for use by banks to keep reserves with a central bank, as compared to a retail or general-purpose CBDC that’s open to use by the public. The program is “exclusive” to the BDE and it stated it was unrelated to work being undertaken in the European Union researching the use of a digital euro.”

November 6, 2020

On the wires

Ten Spanish companies join forces to promote digital identity using blockchain technology

“Ten leading Spanish companies are working together to develop a self-managed digital identity model with blockchain technology, which will bring Spain to the fore in this kind of development.  The project, including Banco Santander, Bankia, BME, CaixaBank, Inetum, Liberbank, Línea Directa Aseguradora, Mapfre, Naturgy and Repsol, and also the Alastria consortium, will give users control over their personal data, making digital identity self-managed by each person in a secure and reliable manner a reality.”

August 13, 2020

On the wires

EMT Valencia Launches Cashless Mobile Ticketing Solution with Partners Masabi, Mastercard and BBVA

Masabi, the company bringing Fare Payments-as-a-Service to public transport, announced that it has launched the EMTicket mobile ticketing app for EMT Valencia, working in conjunction with partners Mastercard and BBVA. The introduction of EMTicket will see Valencia become the first city in Spain to phase out cash payments in favour of contactless payment options, providing passengers with a Covid-safe way to pay and ride public transport and help speed up journey times.”

July 1, 2020

On the wires

JCB Expands Its Merchant Network With 3C Payment in Spain

“JCB International, Co., Ltd. (JCBI), the international operations subsidiary of JCB Co., Ltd., Japan’s only international payment brand, and 3C Payment, a leading global payment solutions provider, today announce the activation of JCB payment acceptance in over 85 locations of a well-established Hotel Group in Spain. This partnership strengthens JCB’s coverage across Spain and further enhances the payment brand’s goal to expand its network of 34 million merchant partners; and to provide a unique and seamless shopping experience to its 140 million global cardmembers.”

June 10, 2020

On the web

CaixaBank Rolls Out Facial Recognition ATMs Across Spain

NFC World

“Spain’s CaixaBank is to deploy ATMs equipped with facial recognition technology nationwide “with the goal of offering a better user experience and greater security in transactions, particularly in the context of Covid-19”. “The system is the first launched by a financial institution on a global level that allows users to withdraw money by simply recognising them from the image captured by the terminal’s camera, meaning they do not have to manually enter their PIN,” the bank says.”

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