“The most sophisticated cyberattacks can begin with something as simple as a text message. It’s more common in retail than in other industries for the attacker to use text messaging to trick a retail employee into initiating a money transfer, according to the 2021 Verizon Data Breach Investigations Report… With criminals motivated to seek retail targets as a way to cash in on exposed payment card data and personal information, Verizon cited system intrusion, social engineering and basic web application attacks as being the most common in 77% of the retail breaches. Through the work of 83 contributing organizations, the Verizon investigators analyzed 79,635 security incidents across various industries, of which 29,207 met standards for further research — with 5,258 being confirmed breaches highlighted for data in this year’s report.”