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March 20, 2023

On the web

Flagstar Bank to Buy Some Signature Bank Assets, but Not Crypto Operations

TechCrunch

"Flagstar Bank, a subsidiary of New York Community Bancorp, has signed a takeover agreement with U.S. regulators for some of Signature Bank’s assets and loans. Earlier this month, after Silicon Valley Bank’s customers all tried to withdraw their funds at the same time, Signature Bank was the second victim of a bank run...So what is Flagstar Bank getting? “Today’s transaction included the purchase of about $38.4 billion of Signature Bridge Bank, N.A.’s assets, including loans of $12.9 billion purchased at a discount of $2.7 billion,” the FDIC said. In the coming days, the 40 branches of Signature Bank will be rebranded as Flagstar Bank branches as well. The FDIC is keeping a significant portion of Signature Bank’s assets — approximately $60 billion in loans, bonds and other assets. If the agency can’t find any buyer, it will just hold those assets for the time being. Flagstar Bank also confirmed that the transaction doesn’t include any digital assets, crypto-related assets or deposits."

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