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April 5, 2022

On the wires

August 4, 2021

On the web

Thwarting Authorized Push Payment Fraud

bankinfosecurity

Behavioral biometrics can play an important role in mitigating the risk of authorized push payment fraud, says Reed Luhtanen, executive director at the U.S. Faster Payments Council. This biometrics technology involves, for example, “analyzing how one holds a particular device or how you are moving the mouse,” Luhtanen explains. Artificial intelligence can help analyze previous behavior patterns to determine if the right person is involved in the payment, he adds.”

June 9, 2021

On the web

Santander Pushes Back at Which? Over APP Scam Reimbursement Rates

Finextra Research

“Santander has pushed back against calls from Which? for banks to publish figures on the proportion of customers they refund for authorised push payment (APP) fraud, arguing that looking at reimbursement rates in isolation could present a “misleading” picture. APP scams have been on the rise during the Covid-19 pandemic, with losses hitting nearly half a billion pounds in 2020.Many of the UK’s biggest banks and building societies are signed up a voluntary code, which is based on the principle that blameless victims of bank transfer scams should be reimbursed their losses.”

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