We (Really) Can’t Stop Talking About Tokenization: A 2025 Update
Glenbrook's Chris Uriarte unpacks network tokenization updates from Visa and Mastercard.
We (Really) Can’t Stop Talking About Tokenization: A 2025 Update
Mastercard
Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
Payments Post #14: Wallet World – WWDC, VFC, Tokens, and the Future of the “Card”
In this month's Payments Post, Glenbrook takes a look at recent changes to the Apple Wallet announced at WWDC, the Visa Flexible Credential (VFC), tokenization, and the future of card transactions.
Innovation, Fragmentation in Cross-border and Real-time Payments
Innovation, Fragmentation in Cross-border and Real-time Payments
I’ve just returned from SIBOS 2017, the annual SWIFT convening of global transaction banks and all things associated with cross-border payment. And right now I’m in flight, heading to the payments industry grail otherwise known as Money 20/20 USA, getting ready to...
Money20/20 Wrap-up
Money20/20 Wrap-up
We’ve seen a lot of innovation in payment initiation over the last few years. Apple Pay, Android Pay, Walmart Pay and their like have filled Payments News headline stories. But this year, at Money20/20, consumer-facing innovation downshifted to a lower gear. And...
Scheming and Processing – Faster
Scheming and Processing – Faster
Last week’s news that MasterCard was exploring an investment or outright acquisition of VocaLink really lit up the “News” channel on our Slack system at Glenbrook. For those unfamiliar, VocaLink is a company currently owned by 17 large U.K. financial institutions,...
Inside the Digital Payments Workshop
Inside the Digital Payments Workshop
As new forms of digital payments begin to take hold, the old assumptions no longer work. What does it mean to issue a card when there is no card? How can transactions be risk-managed when payments credentials are masked and scrambled by design? And what is the...
Apple Pay Stirs, But Doesn’t Shake, the Mobile Landscape
Apple Pay Stirs, But Doesn’t Shake, the Mobile Landscape
The Apple Pay announcement finally came yesterday and the company's orchestration of much of the complex and fractious card payments ecosystem demonstrates Apple's insight into how the current payments ecosystem works and how it must be aligned in order to meet its...
BOKU Jumps Into The Mobile POS Skirmish
BOKU Jumps Into The Mobile POS Skirmish
We recently sat down (virtually) with BOKU to learn more about how the company views the mobile payments market and where BOKU Accounts fits in the emerging mobile POS landscape. What follows is a summary of what we learned and our reaction to the their strategy...
“Over the Top” with Mobile Payments
“Over the Top” with Mobile Payments
On January 26, FIS announced a new mobile payments solution using technology provided by Paydiant. In its announcement, FIS said: This cloud-based payment solution is adaptable and secure, requiring only downloadable applications for both consumers and retailers....
MasterCard Acquires DataCash – Game On!
MasterCard Acquires DataCash – Game On!
As you may have seen on PaymentsNews, MasterCard announced the acquisition of DataCash, a pan-European (and a bit beyond) gateway, this morning for $520 million. Before I jump in, you might want to take a look at the earlier opinion piece I posted regarding Visa’s...