Gen Z – The Next Payments Influencers

by Cici Northup | Jan 18, 2018

A country’s economy is made up of multiple generations. And while we in the payments industry have been watching (and are fascinated by) the financial behavior of the Millennials (e.g. excessive student debt, delayed home buying, preference for digital, etc.), hot on...

EMV – Necessary, Insufficient, and our Lasting PR Risk

by George Peabody | Aug 27, 2015

We are just a month away from the October EMV liability shift and the transition is, to no one’s surprise, mostly incomplete. EMV credit card issuance is expected to be at just 50% by the end of this year. Point of sale hardware upgrades at major retailers may...

Apple Pay Stirs, But Doesn’t Shake, the Mobile Landscape

by George Peabody | Sep 10, 2014

The Apple Pay announcement finally came yesterday and the company’s orchestration of much of the complex and fractious card payments ecosystem demonstrates Apple’s insight into how the current payments ecosystem works and how it must be aligned in order to...

Who’s a Better Fraud Investigator — You or Your Bank?

by jayd | Jun 19, 2014

We often get interesting questions about payments, and the latest one stumped us: “How many credit and debit fraudulent uses are first detected by the bank? By the customer?” We don’t know the answer to that one ­­or of any good source for this data...

Survey Results: U.S. Market Contactless Terminal Penetration

by Carol Coye Benson | Jul 25, 2010

Last week we asked readers to help us capture a snapshot of U.S. market contactless/RFID terminalization. We were pleased to get 43 brave souls to respond. Here are the (admittedly anything but scientific) results: We also asked respondents to identify themselves by...