I count five references guaranteed to mystify most people:

“the solution also meets the new GSM Association “Pay-Buy-Mobile” mobile handset requirements based on the Single Wire Protocol (SWP). The new Inside MicroRead® NFC chip, combined with the Gemalto latest UpTeq 300 m-NFC SIM card embarking a Common Criteria EAL4+ security certified chip, gives handset makers and mobile operators the first fully compliant, interoperable, full-speed SWP solution – tested at 1.6 Mbps – to support proximity payments, transport and ticketing.” (source)

Of course, as certified payments experts, we all understand this…

(But if you find yourself payments-jargon challenged, check out the Glenbrook Payments Glossary.)