"Several Indian digital payments firms have opposed a proposal that would allow merchants to store customers' ‌preferred Unified Payments Interface option for one-click checkouts, arguing it could ‌entrench the dominance of the bigger payment apps. The proposed framework, referred to as UPI Meta or ​UPI Checkout, ​would let users save a preferred payment ​handle or linked bank account ‌with merchants, eliminating the need to select a payments app each time they make a purchase."