"Whether you want to purchase groceries, a new phone or even pet supplies, there's likely to be a buy now pay later (BNPL) service that lets you buy what you want and pay for it later in smaller instalments. However, the maximum amount you can spend on a BNPL app and how much time you get to repay the amount owing on your purchases could differ between service providers.   For instance, Afterpay, Australia's first BNPL service provider, allows you to pay for your purchases in four instalments, payable over six weeks. LatitudePay, another popular BNPL service, allows you to repay your shopping expenses in 10 weekly repayments."