Industry

Agentic Commerce 2026: Retail AI | Retail and Consumer Products Outlook 2026 [Video]

YouTube

In this video, Deloitte retail strategy leader Brian McCarthy explores how AI in retail 2026 is shifting digital traffic patterns and embedding AI agents across core operational and enterprise workflows. CEOs and business leaders will gain perspective on how these enterprise use cases should inform 2026 strategy, investment planning, and competitive positioning.

Industry

Beyond Dollarization: The Rise of Local Currency Stablecoins [Commissioned by Visa]

Dune

An in-depth analysis of non-USD stablecoins across payments, FX, treasury, and DeFi — with onchain data and institutional case studies with key findings.

Industry

Global Payment Systems Are Fragmenting. Here’s What the G20 Can Do.

Atlantic Council

"Global payment systems are fragmenting due to market, technological, regulatory, and geopolitical forces, leaving end users with slower, costlier, and less transparent cross-border payments. Geopolitics is a powerful but under addressed driver of fragmentation, as states weaponize payment infrastructure and build rival systems. With the G20 Roadmap’s 2027 deadline approaching, the G20 must shift from setting standards to driving implementation and confronting the geopolitics of payment fragmentation head-on."

Industry

BetMGM is Latest Online Gambling Operator To Ban Credit Card Payments

Gaming America

"BetMGM will soon eliminate credit card deposits for all U.S. customers.  As of March 31, customers can’t add new cards to their accounts. The phasing out continues from there until credit card deposits go away entirely. BetMGM has not revealed a final date for the deposits. The operator revealed the policy change during a March 25 meeting of the Pennsylvania Gaming Control Board (PGCB). During that meeting, the board fined BetMGM $100,000 for insufficient know-your-customer protocols."

Industry

Digital Assets and Estate Planning: The Growing Challenge of Cryptocurrency

Today's Wills and Probate

"Digital assets are becoming an increasingly significant component of personal wealth, yet they present estate planners with risks that differ fundamentally from traditional property. The defining feature of cryptocurrency is decentralisation. There is usually no central authority capable of restoring access if login credentials, private keys or recovery phrases are lost. If this information dies with the owner, the asset may effectively cease to exist in practical terms, regardless of its theoretical legal status. Estimates suggest that a significant proportion of cryptocurrency in circulation is already inaccessible due to lost credentials."

Industry

The Five Most Dangerous New Attack Techniques [AI Threats-Video]

Bank Info Security

"Ed Skoudis, president of the SANS Technology Institute, pointed to a near-term scenario where artificial intelligence dramatically increases the discovery and exploitation of software flaws. These include AI-driven vulnerability discovery, supply chain compromises, rising OT complexity, overreliance on AI in forensics and faster attack life cycles. These techniques are compressing the time defenders have to respond."

Industry

NRF: Swipe Fees Could Cost Easter Shoppers Almost $600 Million

Chain Store Age

"The National Retail Federation has a not-so-happy forecast for the financial impact of swipe fees on consumers who shop for Easter using credit cards. The Merchant Payments Coalition, a subsidiary of the NRF , estimates that if all of the record $24.9 billion the NRF has forecast consumers will spend on Easter this year were transacted with credit cards, the average 2.36% swipe fee rate charged to retailers for Visa and Mastercard credit cards would total $587.6 million, or $4.62 per shopper."

Industry

Instant Recurring Payments: Unlocking Opportunities in High-Growth Vertical Markets

Faster Payments Council

"This white paper explores the expanding landscape of instant recurring payments (IRP) and assessesthe strategic opportunities for financial institutions and payment originators. Traditional paymentsystems are often characterized by long settlement timelines , inefficiencies , and lack the finality ofinstant payments that affect both businesses and consumers. Instant recurring payments —powered byinnovations like FedNow ® Service and RTP ® network —represent a shift in foundational assumptions,allowing for instant authorization, settlement, and greater flexibility for both payers and payees."

Industry

Google Just Revised Its ‘Q-Day’ [Quantum]Timeline: Quantum Computers Could Break Existing Encryption Techniques Within Three Years

IT Pro

"Google has warned that “Q-Day”, the point where a quantum computer is powerful enough to crack current encryption techniques, could come as soon as 2029.  The new timeline comes in light of progress in quantum computing hardware development, quantum error correction, and quantum factoring resource estimates. Quantum computers pose a particular threat to encryption and digital signatures, according to the company, and attackers are already stealing encrypted data they believe they'll be able to decrypt some time in the future."

Industry

Education: Understanding Swift: How It Powers Global Payments and Why Banks Are Modernizing It

OpenText Blogs

"SWIFT sits at the center of global financial transactions. Financial institutions rely on it every day to send secure, standardized payment messages across borders. But the role of SWIFT is changing. As real-time payments, ISO 20022, and compliance demands accelerate, banks must rethink how they manage SWIFT connectivity and scale operations."

Industry

Fannie Mae to Accept Crypto-Backed Mortgages for the First Time

MSN

"The mortgage-finance giant Fannie Mae will soon accept so-called crypto-backed mortgages for the first time, the latest expansion of cryptocurrencies into mainstream financial transactions. The mortgage company Better Home & Finance and the U.S. crypto exchange Coinbase Global unveiled a new mortgage product that allows home buyers to pledge their crypto holdings when getting a Fannie-backed mortgage, instead of selling the crypto to make a cash down payment."

Companies Industry

EMVCo Publishes Electric Vehicle Open Payments Solution

EMVCo

"EMVCo has published Version 1.0 of the Electric Vehicle (EV) Open Payments Use Case document, which outlines an interoperable open payment solution for EV charging. The use case document explains how EMV Secure Remote Commerce (SRC) technology – which simplifies the digital payment process to help make it more consistent, convenient and secure – can be used to integrate card-based payments at EV charging stations supporting ISO 15118 Plug and Charge."

Industry

Tesla Rolls Out Centralized Payment Kiosks for Charging Stations

Kiosk Marketplace

"Tesla appears to be quietly changing how drivers pay at some of its newest V4 Supercharger stations, according to a report on the blog site Not a Tesla App, shifting away from individual credit card readers at each stall. New reports and photos show that, at select locations, those payment terminals have been removed and replaced with a single kiosk serving multiple charging posts."

Industry

Draft of CLARITY Act Seeks to Restrict Stablecoin Returns

Banking exchange

"The latest version of the Digital Asset Market Clarity Act, known as the CLARITY Act, would prevent platforms from offering returns on stablecoin holdings in ways that resemble traditional bank deposits. The measure would apply to a wide range of digital asset service providers, including exchanges, brokers, and their affiliates, and is intended to close loopholes by banning rewards considered “economically or functionally equivalent”  to interest."

Industry

What Infrastructure Do Companies Use to Add Stablecoin Payments?

Crypto News

"Stablecoins are quickly becoming part of the global payments stack. Fintech apps use them to settle transactions faster. Remittance platforms use them to move money across borders. Payroll companies use them to pay global contractors. But while stablecoins settle on blockchain networks, users still interact with traditional financial systems. Someone still needs to convert fiat into stablecoins. Someone needs to handle compliance and identity verification. Someone needs to connect cards, bank transfers, and local payment methods to blockchain networks."

Industry

Synergetics Announces Broad Support for Emerging Agentic AI and Agent Payment Standards

PR Newswire

"Synergetics announced expanded support for a range of open and emerging standards that power autonomous AI agents and agent-native payment systems. The Synergetics platform supports a wide range of agent payment and transaction frameworks including X402, Google's AP2 (Agent Payments Protocol), Visa Internet Commerce (VIC), stablecoin and cryptocurrency payment rails, and programmable wallet infrastructure. These capabilities enable autonomous agents to securely perform tasks such as purchasing APIs, accessing datasets, executing commerce transactions, and settling payments across multiple financial networks."

Industry

OpenAI Reveals Updates to Its Agentic Commerce Experience for ChatGPT

Digital Commerce 360

"At the beginning of March, OpenAI made clear that its plans for checkout and agentic commerce in ChatGPT were going to change. Now, that vision is beginning to come into focus with newly unveiled details about how OpenAI’s Agentic Commerce Protocol (ACP) will support product discovery and how Walmart’s ChatGPT app will work."

Industry

The State of the Industry Report on Mobile Money 2026

GSMA

"The State of the Industry Report on Mobile Money is widely recognised as the industry’s definitive reference point, providing an authoritative view of how mobile money is evolving globally. In 2025, the mobile money ecosystem continued to scale, consolidating its role as a core pillar of digital financial services. Double-digit growth in account adoption and higher active usage channelled more money through the ecosystem than ever before. Mobile money services processed over $2 trillion in 2025, a fifth more than the year before. Mobile money’s value proposition to people and businesses remains strong."

Industry

Entering the Era of the Headless Merchant

a16z crypto

"Stand up a traditional software business and you need a website, a checkout flow, user accounts, customer service, subscription management, a billing system, and a sales team or marketing budget to acquire customers. A headless merchant needs a good API and a thin layer of middleware. That is the business. This matters because of who the buyer is. An agent arrives with a task, a budget, and constraints. It evaluates the endpoint’s documentation, pricing, and reliability. If the service meets the criteria, it pays and moves on."

Industry

Gap Dives into AI Commerce with Checkout on Google Gemini and New Fit Guidance Tech

Retail TouchPoints

"Gap Inc. brands, including Old Navy, Gap, Banana Republic and Athleta, will soon be shoppable via Google Gemini through adoption of Google’s Universal Commerce Protocol (UCP) . The company also announced that it is an early partner of Bold Metrics ’ new Agentic Sizing Protocol (ASP), which offers embedded fit guidance in AI-driven shopping experiences."

Industry

SWIFT Expands Blockchain Payments With 50+ Banks, Challenging XRP and XLM Use Case

CCN

"Over 50 banks are adopting a new framework designed to make cross-border retail payments faster, more transparent, and predictable. The initiative promises upfront fee transparency, full-value delivery, faster settlement, and end-to-end tracking. Up to 80% of payment delays occur after funds reach the destination bank, something SWIFT aims to fix with this new framework. As SWIFT improves speed, cost transparency, and introduces blockchain features, the core value proposition of crypto payment networks is being challenged."

Industry

Visa Targets AI Agents And European Merchants To Sustain Payments Role

Yahoo Finance

"Visa has launched its Agentic Ready program for AI driven payments, creating a pathway for agent initiated transactions within its Intelligent Commerce framework. The company has also entered into a collaboration with Ingenico to use the Visa Acceptance Platform to expand payment acceptance solutions and streamline certification for merchants across Europe."

Industry

New New York Law Bans Retail Stores From Refusing Cash as Payment [Video]

CBS News

"A New York State law that went into effect Saturday bans retail stores from refusing to accept cash as a form of payment."

Industry

MoonPay Open-Sources the Wallet Layer for the Agent Economy

PR Newswire

MoonPay launched the Open Wallet Standard (openwallet.sh), an open-source standard that gives AI agents a secure, universal way to hold value, sign transactions, and pay for services across every major blockchain, without ever exposing a private key. The standard is available today on GitHub, npm, and PyPI, with over 15 organizations contributing. The standard launches with contributions from over 15 organizations spanning every layer of the industry.

Industry

Banks Are Starting to Move Money on Chain

OMFIF

"‘Tokenisation’ has been the word on everyone’s lips for a few years. Referring to the representation of assets on blockchains, it promises instant, cheaper settlement, greater efficiency and improved liquidity management. But while the process of tokenising assets is underway, the market has yet to come to a consensus on the appropriate payment instrument. Reaping the benefits of tokenisation requires a way to represent cash on chain. While stablecoins can fill this role, it requires adjustment to get used to a new type of risk."

Industry

Walmart: ChatGPT Checkout Converted 3X Worse Than Website

Search Engine Land

"After testing 200,000 items in ChatGPT, Walmart found sharply lower conversions and will use its own integrated shopping experience. Walmart said conversion rates for purchases made directly inside ChatGPT were three times lower than when users clicked through to its website. Why we care. This suggests agentic commerce isn’t ready to replace traditional shopping. Sending users to owned environments still drives higher conversion rates."

Industry

Swipe Fees Reach Record $198.25B

Progressive Grocer

"Credit and debit card swipe fees charged by big banks and global card networks for merchants to process transactions have reached a new record of $198.25 billion, according to the Merchants Payments Coalition (MPC), a group representing retailers, supermarkets, convenience stores, gasoline stations, online merchants and others working for a more competitive and transparent card system."

Industry

Personal Shoppers for Everyone: How the Rise of Agentic Commerce Will Transform Online Retail [+Video]

EPAM

"The distance between seeing a product and buying it is collapsing. New user interface models are changing how consumers discover, engage with, and purchase from brands. At the center of this shift is Agentic AI, an advancement poised to fundamentally reshape the digital marketplace. This shift means brands risk losing their direct connection to consumers. As shoppers increasingly rely on AI-driven agents for discovery and purchasing, visibility will depend less on owned websites and more on the quality of content and product data that can be fed to these new systems."

Industry

OCC, Former Comptrollers Urge Court to Overturn Illinois Interchange Ruling

ABA Banking Journal

"An Illinois state law restricting interchange fees for certain payments threatens the national banking system by interfering with federal powers to regulate that system, the Office of the Comptroller of the Currency and a group of 10 former comptrollers said in separate court filings last week. The Illinois Interchange Fee Prohibition Act, or IFPA, bans banks, payment networks and other entities from charging or receiving interchange fees in Illinois on the portion of a debit or credit card transaction attributable to tax or gratuity."

Industry

Elizabeth Warren Blocks Permanent CBDC Ban in Senate Bill

Bidget

"The US Senate has approved a major housing bill that includes a temporary ban on a Federal Reserve central bank digital currency. The bill blocks the creation of a US digital dollar until Dec. 31, 2030. A section near the end of the bill places direct limits on the Federal Reserve, stating that the central bank cannot issue or create a digital currency or any similar digital asset through financial institutions or other intermediaries during the ban period."