Industry

Securing the Future of Fast Payments: The Cybersecurity Conundrum

World Bank

"While fast payments come with many advantages, their instant nature and increased relevance for the digital economy has also made them a prime target for cyberattacks. Addressing risks to cybersecurity is crucial to ensuring fast payments remain safe, efficient and scalable."

Industry

Bitcoin ATM Market Sees 971 Machines Go Offline

ATM Marketplace

"This March, 971 bitcoin ATMs went offline. This puts the total number of bitcoin ATMs at 37,920, down from its high of nearly 40,000 in December 2022, according to a report by News.bitcoin.com. Bitcoin ATMs have been facing scrutiny, as lawmakers at the local, state and federal level have proposed bills aiming to combat fraudulent transactions at the ATMs."

Industry

Cutting Chargebacks to (Almost) Zero on Online Payments

Atoa

"In the bustling world of online payments, chargebacks have been a persistent pain for businesses. These payment reversals—when a customer disputes a charge—can lead to lost revenue, endless admin, and major headaches. But thanks to open banking and Payment Initiation Services (PIS), the idea of “zero chargebacks” is quickly becoming more than just wishful thinking."

Industry

President Donald J. Trump Modernizes Payments to and from America’s Bank Account

The White House

"President Donald J. Trump signed an Executive Order to modernize how the government handles money, switching from old-fashioned paper-based payments to fast, secure electronic payments. The Order mandates that, effective September 30, 2025, the Federal government will cease issuing paper checks for all disbursements, including intragovernmental payments, benefits, vendor payments, and tax refunds. All executive departments and agencies must transition to modern, electronic funds transfer (EFT) methods like direct deposit, debit/credit card payments, digital wallets, and real-time transfers..."

Industry

Digital Yuan: The New Era of Cross-Border Payments in Global Trade

Proshare

"In a move to redefine international finance, the People’s Bank of China (PboC) has announced that its digital RMB cross-border settlement system will be fully connected to the ten ASEAN nations and six Middle Eastern countries, implying that about 38% of global trade could bypass the US dollar dominated SWIFT network."

Industry

Are You Ready for the PCI DSS March 2025 Deadline?

Banking Exchange

"The March 31, 2025 deadline for PCI DSS v4.x compliance is rapidly approaching and needs urgent attention from any organization that handles payment card transactions...The latest iteration, PCI DSS v4.0.1, represents a shift towards a more proactive and adaptive security posture."

Industry

Custodia, Vantage Bank Tokenize U.S. Dollar Demand Deposits on Ethereum

Coindesk

"Custodia Bank and Vantage Bank have completed the tokenization of U.S. dollar demand deposits on the Ethereum mainnet. The banks issued and redeemed Custodia's Avit stablecoins on the Ethereum mainnet, marking a major milestone in blockchain-based banking innovation. They conducted a series of eight regulated test transactions, involving minting, transferring, and redeeming Avit tokens under full U.S. banking compliance, including BSA/AML/OFAC regulations."

Industry

Ramya Patel of Amdocs Says Banks Embracing Agentic AI Stand to Gain Competitive Edge

Crowdfund Insider

"Ever faced frustrating wait times with your bank’s customer service or wished for 24/7, personalized financial support? The solution lies in the next innovative wave: Agentic AI. Agentic AI represents a leap in technology—an autonomous system that not only sets goals but also analyzes, decides, and acts on its own."

Industry

Sam Altman’s World Network in Talks With Visa for Stablecoin Wallet, Coindesk Reports

Reuters

"Sam Altman's cryptocurrency project World Network is in talks with Visa for a stablecoin payments wallet, CoinDesk reported citing a person familiar with the plans. A deal will bring Visa card functionality to World Network wallets and allow stablecoin-based payments to merchants that are part of the payments giant's network, the report said."

Industry

Gartner Warns Agentic AI Will Accelerate Account Takeovers

Infosecurity Magazine

"Within two years, AI agents will accelerate the time it takes threat actors to hijack exposed accounts by 50%, Gartner has warned. The analyst claimed that the technology would help to automate more of the steps necessary to accomplish account takeovers (ATOs), such as deepfake-driven social engineering and credential compromise. Agentic AI is widely hailed as the next major leap forward for the technology after generative AI (GenAI) made its impact in the past two years. "

Industry

The Subscription Generation Gap: Who Pays, Who Churns, Who Stays

Internet Retailing

"There’s a divide in how different generations use and value media subscriptions that aren’t discussed often enough. The divide is not just about what different generations consume—but how, why, and how long they stick around. Streaming, news, gaming, and even creator content… the ways people engage with subscriptions tell us a lot about their habits, preferences, and expectations."

Industry

FinCen to Track Money Transactions Near Mexico Border

ATM Marketplace

"Consumers in some regions will soon have cash withdrawals at money service businesses tracked. The US Treasury Department's Financial Crimes Network will mandate certain border regions near Mexico to report cash deposits and withdrawals of $200 or more, according to a report by Economic Times."

Industry

Agentic AI: What It Means for Business

Connected World

"While generative AI (artificial intelligence) has been the talk of tech for the past several years, agentic AI now offers new opportunities for business—and companies should be preparing for what comes next. Agentic AI builds on generative AI. Gen AI is simply the idea of turning large quantities of data into actionable intelligence. AI agents build on this capability."

Industry

Paytech Pioneer MuchBetter Launches B2B Account Offering: An Alternative to Traditional Banking for Underserved and Non-banked Businesses

FF News

"MuchBetter has announced an exciting expansion into the B2B sector with the launch of its own business account offering, MuchBetter Business (MBB). MBB caters to enterprises seeking access to business accounts in a wide range of currencies, without the friction, long lead times, or high fees associated with traditional banks. Powered by specialists in the gaming and high-risk industries, MBB understands the unique needs and challenges these sectors face."

Industry

Network Tokenization Can Increase Authorization Rates by as Much as 6%, Reports Silverflow Research

Silverflow

"Historically, tokenization systems were proprietary and limited in scope, with reliance on specific payment processors, creating “walled gardens” of tokens that lacked interoperability and led to inefficiencies. Today, network tokens have revolutionized the process – providing interoperability across platforms, gateways, and merchants. Silverflow launched a report, outlining how merchants can enable convenient, secure and cost-effective transactions."

Industry

Merchants Payments Coalition Partners With Cryptocurrency Coalition

NACS

"The Merchants Payments Coalition and the Payment Choice Coalition today announced that they are “each joining the other’s group to promote their shared goals of enhancing innovation, competition and choice in U.S. payments,” according to a press release. “We need new technologies such as stablecoins to make the payments market more innovative and efficient for the benefit of all Americans,” MPC Executive Committee member and NACS General Counsel Doug Kantor said."

Industry

How Federal Workers Are Dealing With the $1 Limit on Their Corporate Cards

WSJ

"For much of the federal workforce, pulling out a government credit card during the workday comes with a new refrain: “Your card has been declined.” By placing a $1 spending limit on most government credit cards, the Trump administration has rendered them functionally useless. [Subscription Required]"

Industry

How AI Agents Are Reshaping Security and Fraud Detection in the Business World

Unite-AI

"Fraud and cybersecurity threats are escalating at an alarming rate...American Express utilizes AI-driven fraud detection models to analyze billions of daily transactions, identifying fraudulent activities within milliseconds. By employing deep learning algorithms, including Long Short-Term Memory (LSTM) networks, Amex significantly enhances its fraud detection capabilities. JPMorgan Chase employs AI security agents to scan real-time financial transactions, detect anomalies, and identify potential money laundering activities, with their AI-powered Contract Intelligence (COiN) platform."

Industry

Navigating the Digital Payments Ecosystem: Examining a Federal Framework for Payment Stablecoins and Consequences of a U.S. Central Bank Digital Currency [Video]

House Committee on Financial Services

"This hearing explored the potential of payment stablecoins as a cornerstone of a modern payment system and examined their current use cases. It examined the legislative framework for payment stablecoin issuance and contrasted stablecoins from a U.S. Central Bank Digital Currency (CBDC) and underscored the importance of Congress prohibiting the development of a CBDC."

Industry

PayMaple Launches Accounts Payable Solution to Simplify Vendor Payments

PR Newswire

"PayMaple LLC announced the launch of its new Accounts Payable solution. PayMaple customers can now send an invitation link to their vendors, allowing them to onboard quickly and securely setting up their preferred bank account for deposits and create or upload invoices directly through the platform. Customers can view and pay invoices within the user console using ACH, Real-Time Payments (RTP), or Virtual Card (Coming Q3)."

Industry

Sen. Blumenthal Asks Visa for Records of Its Payments Deal With Elon Musk’s X

CNBC

"Sen. Richard Blumenthal this week pressed Visa for detailed plans and documents related to its deal to provide payments services to Elon Musk’s social media site X. Blumenthal pointed to Musk’s role in hobbling the CFPB as among the reasons for the request, according to a letter obtained by CNBC. “Visa stands to take advantage of the deep conflicts of interest and unscrupulous conduct of its new business partner,” Blumenthal wrote."

Industry

U.S. Faster Payments Council Report Explores How Digital Assets Can Advance Financial Inclusion

Faster Payments Council

"The U.S. Faster Payments Council, a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, announced the publication of a new industry report, Digital Assets and Digital Ledger Technology: A Pathway to Financial Inclusiveness."

Industry

CardFree Offers Market-First Voice, Ordering, and Payment Solution in Collaboration with SoundHound AI

CardFree, a platform empowering merchants with order, pay, and loyalty solutions launched a new, end-to-end AI ordering and payment solution in collaboration with SoundHound AI. It streamlines phone-in takeout orders by integrating SoundHound’s AI-powered voice technology with CardFree’s ordering and checkout flows, utilizing its Text-to-Pay platform.

Industry

Flexa Launches Tap to Pay for Crypto Transactions, Introducing the First NFC-Based Hardware Wallet Payments for Retail

Business Wire

"Flexa, the leading provider of pure-digital payments, introduced Tap to Pay support for cryptocurrency transactions, becoming the first digital currency acceptance platform to enable direct blockchain payments via NFC-enabled hardware wallets. This marks a major step in digital asset usability, allowing in-person transactions without the need for a mobile phone or internet connection."

Industry

Agentic AI Will Be the Real Banking Disruptor

The Banker

"For decades, machine learning has increasingly powered financial services, refining risk models, fraud detection and credit scoring. More recently, generative AI is enabling prompt-driven creation of coherent text, images, video and audio, while synthesising and summarising large volumes of information. Yet these technologies have a fundamental limitation: they rely on explicit human prompts. In other words, they don’t autonomously plan or take action — they react. Agentic AI changes that equation."

Industry

Payfinia and Metallicus Partner to Extend Instant Payments and Cryptocurrency to U.S. Credit Unions

Business Wire

"Metallicus, a leader in blockchain technology for financial institutions, has partnered with Payfinia, an instant payments service provider and U.S. Credit Union Service Organization (CUSO), to establish a framework for offering embedded instant payment capabilities coupled with cryptocurrency services to credit union members nationwide."

Industry

dtcpay Launches the Digital Treasures Card for Frictionless Stablecoin-to-Fiat Spend [Singapore]

PR Newswire

"dtcpay, a leading digital payments solutions provider, announced the official launch of the Digital Treasures Card. The first-of-its-kind Visa Infinite card is designed to offer seamless, global spending with stablecoins, enabling users to effortlessly convert their stablecoins into fiat and use them for purchases at over 150 million merchant locations worldwide."

Industry

Financial Institutions Support Administration’s Effort to Maintain U.S. Leadership in Digital Assets

The Clearing House

"Leading financial services trade associations voiced strong support for the goals of the President’s Working Group on Digital Asset Markets. The Associations propose recommendations to bolster U.S. leadership in digital assets by removing obstacles to bank engagement with digital asset activities."

Industry

The Business Case for Network Tokenization in Payment Ecosystems

Bank Info Security

"Fighting fraud is a compelling reason for network tokenization. But the business case now goes well beyond security. Tokenization can also boost authorization rates and drive sales, ultimately improving merchants' bottom lines - if card issuers can overcome the hurdles to implement it."

Industry

IDEX Biometrics Receives IDEX Pay Order for Visa Biometric Cards in MEA

GlobeNewswire

"A leading smart card technology, security and ID company based in MEA (Middle-East & Africa) has placed a production order of 10,000 units with IDEX Biometrics. The order supports Visa biometric bank card programs in one of the fastest growing payment markets in the region, and marks the first Visa program in market on the IDEX Pay biometric technology solution."