Companies

ACH Operations #3-2025-Automating the Request for Proof of Audit

Nacha

“For over a decade, Nacha has been contacting financial institutions to request proof of an ACH Rules compliance audit of the financial institution and, if applicable, its Third-Party Senders, in accordance with Article One, Subsection 1.2.2 (Audits of Rules Compliance). Until now, this has been a manual process, which has limited the number of participants contacted. Beginning […]

Tags: Nacha

Data Identity Payments Fraud

Episode 273 - The Hard Science of Fraud Investigations, with David Maimon, SentiLink

In part three of our series on payments fraud trends and tactics, we welcome back David Maimon, Head of Fraud Insights at SentiLink, to dive into how David and his team use a “data-driven” approach in their investigations and how they have applied their research to predict the fraudulent use of identity information.

Artificial Intelligence Digital Currency Payments Fraud Regulatory Environment Tokenization

Episode 272 - Fanning the Flames - 2025 Mid-Year Payments Industry Trends Update

To help you read the tea leaves in the mountains of publications, Yvette Bohanan rounded up Chris Uriarte and Drew Edmond for this mid-year update on payments industry trends. Tune in to hear updates and perspectives on topics like regulation, stablecoins, agentic commerce, tokenization, and fraud.

Companies

Fifth Third Announces Acquisition of DTS Connex, Adding Scale, Innovation in Cash Management

Business Wire

“Fifth Third announced its acquisition of DTS Connex, a leader in cash management software solutions for multi-location businesses such as retailers, restaurants and healthcare providers. The acquisition adds expanded capabilities in cash logistics offerings, infrastructure and risk management to Fifth Third’s Commercial Payments business.”

Tags: Fifth Third Bank

Card Issuers Consumers Merchants Payment Operations

Episode 271 - Sufficiently Solving the Non-Sufficient Funds Puzzle with Chanan Lavi, Kipp

In this episode, Drew Edmond is joined by Chanan Lavi, CEO and Co-founder of Kipp, to discuss solutions to the major problem of non-sufficient funds declines, as well as the implications for merchants, issuers, and consumers. 

Companies

First-Party Fraud and the Role of the RDFI

Nacha

“Members of Nacha’s Risk Management Advisory Group (RMAG) have noticed an increase in first-party fraud at their institutions, and Nacha representatives are fielding more questions on first-party fraud from other participants on the ACH Network. First-party fraud comes in many forms, but the two most concerning to RMAG member financial institutions and their customers are […]

Tags: Nacha

Companies

Visa Extends Cybersecurity Expertise, Prioritizing Proactive Defense Strategies for Clients

Visa

“Visa is creating new opportunities for clients to leverage its deep expertise in cybersecurity through its value-added services and risk management offerings. As a part of this strategy, Visa announced the launch of the global Visa Cybersecurity Advisory Practice, empowering clients with analysis of the risk landscape along with the actionable insights needed to identify, […]

Tags: Visa

Plaid: Product Updates

Plaid

“At Plaid Effects, a number of new products and updates were announced to help fight fraud, meaningfully improve credit decisions, and drive growth. From Plaid Protect, our fraud intelligence platform, to new AI tools that make building an integration with Plaid faster and easier, these updates are all about helping you build with more speed […]

Companies

Citi and Ant International Pilot AI-enabled Forecasting Solution to Enhance FX Risk Management for Airline Customers

Ant International

“Citi and Ant International announced that they are piloting the use of Ant International’s Falcon Time-Series Transformer (TST) Model to deliver an enhanced FX risk management solution for their customers. Developed with aviation clients as an initial use case, the solution aims to offer greater payment solutions for the airline industry, which processes billions of […]

Tags: Ant International Citi

Companies

Bank of England Fines Vocalink More Than $16 Million for Compliance Failure

Reuters

“The Bank of England has fined payment systems firm Vocalink Ltd 11.9 million pounds ($16.19 million) for falling short of its obligation to have adequate risk management and governance arrangements.Owned by U.S. payment processor Mastercard, Vocalink designs, builds and operates bank account-based payment systems in Britain, processing over 90% of salaries, more than 70% of […]

Tags: Mastercard

Artificial Intelligence Innovation Technology

Episode 267 - Fanning the Flames: Agentic Commerce

Russ Jones and Drew Edmond spent some time at the Glenbrook water cooler this week to consider the rapidly emerging topic of agentic commerce and agentic payments. Tune in as they explore different industry perspectives in order to understand the implications of this new technology in the payments ecosystem.

Authentication Biometrics Consumers Identity Payments Fraud

Episode 265 - Solving the Authentication Conundrum, with Rocky Scales, IDgo

In this episode, Glenbrook’s Yvette Bohanan and Chris Uriarte are joined by Rocky Scales, CEO of IDgo, to explore how financial institutions and businesses can implement more secure and user-friendly authentication systems to counteract evolving threats from sophisticated fraud methods.

Data Merchants Payment Operations Payment Service Provider

Episode 264 - A PSP’s Guide to Maximizing Merchant Performance, with Brant Peterson, Worldpay

In our next episode in a payments optimization series, Brant Peterson, Head of Enterprise Product, North America at Worldpay, joins Drew Edmond to talk about payment optimization through the perspective of a payment service provider (PSP).

Companies

J.P. Morgan Payments: Enhancing our Trust & Safety Solutions with Account Confidence Score

J.P.Morgan

“J.P. Morgan Payments has introduced the Account Confidence Score (ACS), an AI and ML-powered proprietary fraud indicator risk score, as part of its Trust & Safety Solutions, within J.P. Morgan Access, our global cash management platform. This tool is designed to help our clients pay beneficiaries confidently, help prevent payment fraud and streamline their payment processes.”

Tags: JPMorgan Chase

Industry

U.S. Regulators Give Banks the Green Light for Digital Asset Activities

Chainalysis

“U.S. banking regulators (FDIC, Federal Reserve, OCC) have withdrawn previous restrictive statements on crypto assets, giving banks more freedom to engage with digital assets without prior approval. Banks can now more easily offer crypto services and provide banking to crypto businesses if they maintain proper risk management practices.”