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September 18, 2023

On the web

September 14, 2023

On the web

January 12, 2023

On the web

PayPal’s Xoom Service Expands Debit Card Deposit Feature to Include Cross-Border Remittanceste Commerce Specifications For More Flexible Online Checkout

PayPal Newsroom

"Xoom, PayPal’s international money transfer service, today announced that it has launched a new cross-border money transfer product, Debit Card Deposit, enabling Xoom customers in the U.S. to send money directly to their friends & family’s eligible Visa debit cards in 25 countries. Launched in collaboration with Visa, the new feature will offer remittance receivers easy, secure and real-time2 access to funds, which are sent directly to a recipient’s eligible Visa debit card."

EMVCo Updates EMV® Secure Remote Commerce Specifications For More Flexible Online Checkout


"Global technical body EMVCo has updated the EMV Secure Remote Commerce (SRC) Specifications to support more flexible online checkout options for merchants and consumers. EMVCo worked with EMVCo Associates to update the specifications in line with marketplace needs. Version 1.3 of the EMV SRC Specifications is now available on the EMVCo website and can be used royalty-free. As global e-commerce soars, consumers expect faster, simpler ways to pay online.  Merchants can improve the online checkout process with Click to Pay solutions, which are based on EMV SRC Specifications."

October 6, 2022

On the web

EMVCo Publishes EMV® Contactless Kernel Specification


“Global technical body EMVCo has published a new specification to support the evolution of contactless and mobile payments and simplify global acceptance for merchants, solution providers and payment systems. Version 1 of the EMV® Contactless Kernel Specification* has been developed in collaboration with EMVCo Associates and approved for release by the EMVCo Board of Advisors. As contactless and mobile transactions rapidly increase around the world, the specification addresses industry demand for an EMV contactless kernel that can be used by all stakeholders globally for seamless and secure contactless acceptance. A kernel is software that enables payment acceptance devices (such as point-of-sale terminals and ATMs) to process transactions. The EMV Contactless Kernel Specification supports the development of an EMV contactless kernel that uses existing terminal architecture, co-exists with legacy kernels for transition, and is licensable under the same royalty-free conditions as the EMV Contact Chip Specification.”

February 23, 2022

On the web

November 3, 2021

On the web

September 16, 2021

On the wires

EMVCo Publishes Guidance for EMV® 3-D Secure Transactions to Utilise EMV Payment Token Data – EMVCo

“Global technical body EMVCo has published new resources to help card issuers and merchants to optimise the EMV® 3-D Secure (EMV 3DS) authentication experience for online shoppers when EMV Payment Tokens are in use, enhancing the fraud-prevention benefits that EMV 3DS provides. EMV Payment Tokens are used across the payments ecosystem to increase the security of card-based transactions by replacing the primary account number (PAN) with a unique alternative value. Industry feedback identified an opportunity to improve the EMV 3DS authentication process by making Payment Tokens and related data available as part of the 3DS Authentication Request to improve issuer decision making and the consumer experience.”

August 23, 2021

On the wires

EMVCo Publishes EMV® 3-D Secure UI/UX Guidelines – EMVCo

“Global technical body EMVCo has published EMV® 3-D Secure (EMV 3DS) UI/UX Design Guidelines to help card issuers, banks, merchants and solution providers optimise the EMV 3DS payment authentication experience for e-commerce consumers. The guidelines are publicly available on the EMVCo website in an easy-to-use interactive format. In e-commerce purchases where EMV 3DS solutions are used, EMV 3DS user interface (UI) and user experience (UX) design refers to the look and feel of the screen that consumers interact with on their device during authentication with their card issuer. This includes how visual components (e.g., logo, colour, iconography, etc.) are displayed in various device layouts, and how information is presented and communicated to guide them through the steps for verifying that they are the legitimate cardholder.”

June 2, 2021

On the wires

EMVCo Announces Communication Enhancement of EMV® Contactless Payment Devices – EMVCo

“EMV® contactless payment terminal requirements have been updated by global technical body EMVCo to help enable a more reliable and consistent payment experience through the addition of IQ demodulation requirements. The development reflects consumer use of an increasing range of card technologies, self-powered payment devices such as smartphones, and wearables to perform transactions. Mass transit could be one sector to benefit from the enhancements provided by IQ demodulation with faster turnstile throughput, and greater flexibility in where the payment device is positioned to authorise entry into a transport network.”

May 14, 2021

On the wires

How EMVCo Is Supporting the Rising Use of QR Codes for Payments – EMVCo

“Advances in technology are making secure card payments possible in new ways – whether online or face-to-face. EMV® Specifications have evolved beyond the original EMV Chip Specification to support a wide range of technologies for card-based payments, including contactless, mobile, tokenisation and QR Codes™. Increasingly, QR Codes are used to initiate mobile payments at the point-of-sale. They are rising in popularity as they are one emerging solution that can enable contact-free payments.”

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