"Online merchants of all sizes are already taking steps to brace for the influx of Black Friday and Cyber Monday shoppers...While mobile devices drove more than half (54.5%) of holiday spending in 2024, desktop shopping maintained higher conversion rates throughout...
Verification of Payee and the Evolution of Trust in Payments: An Inside View From a European EMI
"In October 2025, the European Union will mandate the implementation of Verification of Payee (VoP) — a mechanism requiring payment providers to check whether the account name entered by the sender matches the IBAN of the recipient, in real time. While this may appear...
FinCen’s Fentanyl Orders: What Banks Need to Know Before Oct. 20
"The U.S. Department of the Treasury’s Financial Crimes Enforcement Network has exercised a significant new authority to the fight against illicit fentanyl. FIs must cease any and all transmittals of funds, from or to CIBanco, Intercam, or Vector, as well as their...
Adyen Partners with Prommt to Power Seamless, Secure Payments in Hospitality and Beyond
"Adyen announced a joint partnership with Prommt, the premium pay by link solution trusted by top brands in hospitality, travel, luxury retail, and professional services. Prommt’s market-leading platform enables hotels to request and collect secure, efficient and...
Why Gamers Are More Likely to Choose Cryptocurrency for Transactions in 2025
"Modern online platforms offer dozens of methods for making deposits and withdrawing winnings — from bank cards and e-wallets to mobile payments. However, in recent years, gamers have increasingly chosen cryptocurrency for transactions. This payment format is rapidly...
How ACI Worldwide Plans to Take APP Scams Head-On – Part 1
"Real-time payments, or RTPs, and other forms of cashless transactions enable instant money transfers, offering convenience for both individuals and businesses. Cross-border RTPs alone now shift billions of dollars in remittance fees instantly. But fraudsters are...
Sightline Payments Partners With Cross River to Develop First-Ever Integrated Payments Ecosystem for the U.S. Gaming Industry
"Sightline Payments in collaboration with Cross River Bank has created a first-of-its-kind solution for the gaming industry, Sightline Debit. Sightline's new debit solution reimagines the gaming payment ecosystem—redefining where funds are stored and how transactions...
The Conversion Paradox: 3DS Trends in Regulated Markets
"Last year, we analyzed 3D Secure (3DS) trends in unregulated markets, where we found that US issuers often declined transactions that requested 3DS, viewing the request itself as a fraud signal. Since then we analyzed authentication and conversion data across...
What Visa’s VAMP Means for You
"There’s another acronym joining the payments world: VAMP is a new set of security measures and requirements coming from Visa. The full name is “Visa Acquirer Monitoring Program,” and it brings with it new challenges — and protections — for merchants, acquiring banks,...
Why Local Payments Win in Europe
"A patchwork of languages, cultures, and—critically—payment preferences shapes Europe’s gaming market. While credit and debit cards remain common, a clear shift is underway: mobile wallets, QR code transactions, and instant bank transfers are rapidly gaining ground,...