by George Peabody | May 23, 2017
Despite our industry’s preoccupation with mobile payments, here at Glenbrook we’ve been keeping a sharp eye on the state of the U.S. EMV® migration. Let’s call the U.S. approach, based on contact EMV only with no PINs on our credit cards, EMV Phase 1. That’s where we...
by George Peabody | Jan 31, 2017
Business evolution—whether it’s automotive, bioscience, or in the payments industry—proceeds along a predictable path of incremental improvements and optimization. Until it doesn’t and a step function takes effect. Last year was sleepy compared to what we can expect...
by George Peabody | Dec 14, 2016
Last week in Geneva, the ITU wrapped up a two-year project – the “Focus Group on Digital Financial Services and Financial Inclusion”. Several hundred organizations and people participated in the Focus Group, which produced research papers and policy...
by George Peabody | Oct 27, 2016
We’ve seen a lot of innovation in payment initiation over the last few years. Apple Pay, Android Pay, Walmart Pay and their like have filled Payments News headline stories. But this year, at Money20/20, consumer-facing innovation downshifted to a lower gear. And...
by George Peabody | Apr 14, 2016
Given the high rate of press releases and articles on fintech applications of blockchain technology – and the growing number of financial institutions expressing interest in its potential – I’ve been considering this high signal to noise ratio. A few...
