"NTT Data Payment Services is working on linking India's UPI with other fast payment systems across Asia through a hub based architecture to eliminate the need for multiple bilateral arrangements. The company launched Adaptis - its brand for its digital payment suite. Cross-border payments rely on one-to-one country links, slowed by regulatory and settlement gaps. NDPS instead builds a shared-switch layer with central banks or switching firms across Japan, Thailand, Malaysia, or India-linking domestic systems into a single network at scale."