Financial Services Intelligence Report July 2026

J.D. Power

"The great unbundling of the banking and financial services industry may have reached a turning point. After several quarters of losing share of new account openings to FinTech challenger brands, the big banks have come roaring back in the second quarter of 2026. According to JD Power Signals Intelligence for Financial Services, major national brands have assumed the top spots in new checking, savings, investment, retirement, credit card and personal loan account opening rates."