OnDemand Video Module

Introduction

Buy Now, Pay Later (BNPL) is hot. The consumer value proposition is straightforward, but how does it work under the hood? What does the value chain and the ecosystem look like for this payment type? Who takes responsibility when something goes wrong? How do they integrate into a merchant’s online checkout flow? What techniques are being used to reach the physical POS?

This session reviews the commonality and differences in the way BNPL systems work, how risk is allocated, and the key assumptions and dependencies underlying this new form of payments.

Topics Covered

This session explores the transaction flow in these closed loop systems between the buyer, the seller, and BNPL provider. Through example use cases we will review the parties and the complexities involved in these transactions. We will also discuss the risks that can impact each of the stakeholders.