Apple Pay Stirs, But Doesn’t Shake, the Mobile Landscape

by George Peabody | Sep 10, 2014

The Apple Pay announcement finally came yesterday and the company’s orchestration of much of the complex and fractious card payments ecosystem demonstrates Apple’s insight into how the current payments ecosystem works and how it must be aligned in order to...

MCX – Now I Get It!

by jayd | Jul 7, 2014

In various venues — our Payments Bootcamp, our private client sessions or our merchant group meetings — we have talked a lot about MCX, the Merchant Customer Exchange initiative, created by a number of the largest US retailers to establish a merchant-centric wallet...

Square Grapples with the Payments “Poultry Problem”

by Bryan Derman | May 14, 2014

Bilateral Adoption Claims Another Victim Word came earlier this week that Square had sunset its consumer-facing app, Square Wallet.  The app had pioneered one of the great parlor tricks in payments, enabling a merchant using the Square Register POS app to recognize...

Cards and Wallets and Mobile Oh My!

by Carol Coye Benson | Mar 3, 2014

I can’t help it – I’m a consultant; I love putting things into categories and into context.  I always find pictures and “maps” help when things get confusing.  So here’s my latest attempt at making sense of what’s going on...

The Mobile Wallet Wars of 2014

by Russ Jones | Oct 19, 2013

Our clients are starting to ask us who we think is going to win the mobile wallet war in 2014. Questions like: What’s happening with the Isis rollout? What’s the next likely step in the evolution of the Google Wallet? Is PayPal’s In-Store initiative getting any...