I’ve been thinking a lot about the opportunities around helping micro merchants accept electronic payments. You know, your basic nanny/gardner/hot dog vendor/flea market vendor scenario. There are two competing emerging-payments approaches to this market. One is...
I want to be able to use my phone to tap a tag on a piece of merchandise at a store… and know that the item will be delivered to my home, and my card on file at the merchant be charged. I was in Macy’s yesterday, looking at bath mats – the line was too long, so I...
Every year I try to attend what I think of as the PayPal Developers Conference. This year what used to be the PayPal X Innovate Conference was expanded to include eBay app development, Magento app development, and –– most importantly –– X.commerce app development....
Got back this morning after a whirlwind two days in Austin for NACHA Payments 2011. I was in briefings or meetings nearly the whole time, so I barely attended break outs and skipped all of the general sessions, but here are my reflections based on my observations,...
This week I've been in Amsterdam for Sibos - the annual international banking conference sponsored by SWIFT. (For those of you who aren't familiar with SWIFT it is a consortium of worldwide banks that runs a global secure network connecting banks in over 200...
You are a bona fide payments professional if that headline makes senses to you. For everyone else, here's an explanation. Kombini Payments Before we take a look at PayNearMe, let’s first explore how Kombini payments work. Kombini (variously spelled Konbini,...
The potential of mobile banking, for the realization of ‘anywhere, at anytime’ transactions, is well documented. However, interest is starting to develop regarding a more consumer-orientated vision of what mobile banking and payments can offer. Glenbrook's...
Last week we asked readers to help us capture a snapshot of U.S. market contactless/RFID terminalization. We were pleased to get 43 brave souls to respond. Here are the (admittedly anything but scientific) results: We also asked respondents to identify themselves...
If you've been following along, you know that I'm just back from a week in Europe. Before heading over, I took the extra precaution of calling a couple of my card issuers to let them know I was going to be traveling - in the hopes that my primary debit and credit...
In a most interesting blog post by Foursquare today, the company's biz dev team talks about how the location-based app plans to evolve its platform by integrating with "thousands of merchants".As MG Siegler writing on TechCrunch noted, down near the end of the blog...
