Business evolution—whether it’s automotive, bioscience, or in the payments industry—proceeds along a predictable path of incremental improvements and optimization. Until it doesn’t and a step function takes effect. Last year was sleepy compared to what we can...
We’ve seen a lot of innovation in payment initiation over the last few years. Apple Pay, Android Pay, Walmart Pay and their like have filled Payments News headline stories. But this year, at Money20/20, consumer-facing innovation downshifted to a lower gear. And...
I'm headed to New York next week for the CoinDesk Consensus conference..."Making Blockchain Real". I'm going because I'm trying to get my head around some big questions. I normally have a sense, even with new things, of the path forward. Not in this case! Here are...
Given the high rate of press releases and articles on fintech applications of blockchain technology - and the growing number of financial institutions expressing interest in its potential - I’ve been considering this high signal to noise ratio. A few thoughts: Hype...
As the Internet of Things (IoT) gains momentum, people are starting to speculate about how it will be monetized and where payments will fit in this world of the future. Some think what’s needed is already what their company does best. How fortunate for them! Others...
