Glenbrook

Episode 124 – Ground Truth: COVID-19’s Payments Impact – Glynn Frechette, PSCU

Episode 124 – Ground Truth: COVID-19’s Payments Impact – Glynn Frechette, PSCU

There's no clearer indicator of COVID-19's economic impact than payment metrics. In this Payments on Fire® episode, we speak with Bryan Derman, Glenbrook's managing partner, and Glynn Frechette, SVP of PSCU's Advisors Plus division, in a discussion of PSCU's payment trends analysis. Glynn provides an exceptionally detailed view into the pain, and some real gains, that the pandemic has brought to U.S. payments activity.

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Episode 122 – Maximizing Authorization Rates and More – Jeanne DeWitt, Stripe

Episode 122 – Maximizing Authorization Rates and More – Jeanne DeWitt, Stripe

Payment authorization rates are a theme we return to regularly on Payments on Fire® because they matter so much to merchants, issuers, and the payment providers in between. If an issuer declines more transactions than its peers, the merchant and the issuer, in fact, leave money on the table. The merchant loses sales. The issuer loses interchange revenue.

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Episode 121 – Acquiring the E-commerce Cross-Border Merchant – Moshe Selfin, Credorax

Episode 121 – Acquiring the E-commerce Cross-Border Merchant – Moshe Selfin, Credorax

In Glenbrook's Payments Boot Camp® and in our payments consulting work, we use our Domains of Payments framework to subdivide the major use cases and payment contexts into a half dozen categories or domains. The Remote Domain contains cross-border e-commerce, a particularly challenging use case where the buyer and seller are separated by distance and, in the case of cards, credentials are presented without the cardholder present.

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Episode 119 – The API to Streamline and Secure Account Access – Don Cardinal, GM, Financial Data Exchange

Episode 119 – The API to Streamline and Secure Account Access – Don Cardinal, GM, Financial Data Exchange

Take a listen to Don Cardinal, GM of the Financial Data Exchange and Glenbrook's George Peabody as they discuss the FDX API and its importance to the fintech and financial services community. It's important to end users. And it's a great example of how comprehensive standards can be developed swiftly.

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Episode 117 – Stop Them at the Front Door Before Giving That Loan – Rivka Gewirtz Little, Socure

Episode 117 – Stop Them at the Front Door Before Giving That Loan – Rivka Gewirtz Little, Socure

This is our era's unprecedented event. I hope you're staying safe, your family is all well, and you've got what you need for what looks to be a pretty long time. On the upside, I've seen and experienced people helping one another like never before. That gives me confidence we'll be able to mitigate COVID-19's impact on our healthcare system - and on all of us. The downside is obvious. The weight of the pandemic is going to come down heaviest on those with the fewest resources. Helping out is our best response.

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Episode 115 – Finding the Phantoms – Synthetic Identity and the Issuer – Naftali Harris, SentiLink

Episode 115 – Finding the Phantoms – Synthetic Identity and the Issuer – Naftali Harris, SentiLink

Fraudster innovation is a constant. As the defenders of payment transactions thwart one fraud vector, these innovators, playing offense, switch tactics.

Today, the problem of knowing who you are, that you are who you say you are, in the digital domain demands stronger authentication techniques. Many of those rely on the attributes, the data, provided by the user or by the applicants in the case of credit extension.

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Episode 112 – What the Mobile Ecosystem Brings to Risk Assessment – Rodger Desai, Payfone

Episode 112 – What the Mobile Ecosystem Brings to Risk Assessment – Rodger Desai, Payfone

As our lives shift online, our providers needs strong digital representations of each of us in order to make authentication and authorization decisions. Besides payment transactions, there are the diverse risks they must manage when, for example, we establish new credit relationships, add new payees to our online accounts, and move money in new ways. The providers of these capabilities—and often a single party offers multiple services—must be concerned with the associated risks each poses.

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