"A policy discussion shared April 30 by Evernorth CEO Asheesh Birla on social media platform X linked XRP to a potential shift in U.S. payment infrastructure. Evernorth is building a public XRP treasury model for institutional exposure. The Evernorth executive framed the issue around access to core settlement infrastructure. The proposal would allow certain federally chartered stablecoin issuers to open a narrower version of a Federal Reserve master account."