“Plaid is ubiquitous—and not just in winter.    We’re talking about the fintech—not a shirt pattern—and the Silicon Valley company recently settled a class action suit accusing it of collecting excessive data from users. As a result, it will pay $58 million to all those consumers who have linked a bank account to any of Plaid’s 5,500-plus client apps, which include popular services like American Express, Venmo, Robinhood, Coinbase, and Betterment.”