“The Federal Deposit Insurance Corporation (the “FDIC”) finalized its brokered deposits rule to revise and modernize its regulations relating to brokered deposits, clarifying an outdated regime as to what deposits should be considered to be brokered. The final rule is to be effective April 1, 2021, although insured depository institutions (each, an “IDI”) will be granted an extended compliance date until January 1, 2022. The final rule represents another important step forward for bank-fintech partnerships by providing clearer guideposts around what constitutes a brokered deposit.”