"EthSwitch is preparing to introduce a merchant portal and a credit scoring framework as part of its next phase of infrastructure development, aimed at deepening payment interoperability and expanding financial inclusion in Ethiopia’s digital financial system. The national payments switch has already deployed the ETHQR interoperable QR standard and a Request to Pay (RTP) feature within its instant payments ecosystem. The merchant portal is designed to address persistent gaps in payment visibility, settlement confirmation, and reconciliation at the point of sale."