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October 31, 2023

On the web

October 12, 2023

On the web

June 7, 2023

On the web

Zilch Opens Its Revolutionary ASPN to Third Parties Across the Globe – Advancing a Multi-Trillion-Dollar Payments and Advertising Marketplace


"Zilch, the pioneering direct-to-consumer (D2C) payments technology and advertising platform, is today announcing the official rollout of its Ad-Subsidised-Payments-Network (ASPN) to third parties through open APIs. The proprietary ad-sales platform has demonstrated unprecedented performance, delivering outstanding results for retailer partners and, more importantly, providing customers with over $160 million in savings via cashback, rewards and interest-free credit."

January 17, 2023

On the web

Zilch Could Now Impact Your Credit Score, as Lending Data is Shared with Bureaus


Direct-to-consumer buy now, pay later lender Zilch has started reporting its 3 million customers’ borrowing data to UK credit bureaus, in a way that could impact credit scores. Until now Zilch has had partnerships with individual credit bureaus like Experian, but has only used this data as part of its affordability assessments to perform “soft” credit checks on borrowers and to add data to credit files in a way that didn't impact credit scores. In a statement yesterday, the lender explained that it will now be integrating with all the credit bureaus in a way that could influence credit scores.

November 3, 2022

On the wires

Zilch to 3 Million: Fintech Passes 3 Million Users and Turns a Gross Profit


“Zilch, the world’s first Commerce Card, today announces it has raced past the 3 million customer milestone – outpacing fintech heavyweights like Revolut, Starling Bank and N26. Zilch’s direct-to-consumer approach continues to outperform the market showing significantly stronger levels of customer engagement and unit economics. Zilch’s unique Ad-Subsidised-Payments-Network generates advertising revenue each time its customers spend, which it passes on to them in the form of free credit, savings, deals and discounts. This unique approach has resulted in record-breaking customer growth and a profitable product proposition. The announcement comes a mere six months after Zilch galloped past the 2 million user figure, and is a testament to the business’s innovative approach – an approach that’s seen it double underlying sales and triple revenue in the last six months – with brands like Apple now moving to try and replicate this winning formula as Zilch surpasses 6% of the UK adult population using its product.”

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